Is it possible to get a loan for a down payment on a property? Maybe a private lender or possibly another bank?
If anyone has used this strategy, what are the pros and cons? Is it even legal?

Hi guys,So, how are you folks vetting the in come of applicants that earn cash income (such as wait staff).  Back in the "equitable days" of NYS law, I would have just collected an additional security deposit and/or l...

The amount of guidance and insight that the bigger pockets community has given my family is un-measurable. We are closer than ever to our first real deal. We would like to use OPM 100% of the deal. Can anyone give us ...

I'm new to real estate investment and have spoken to a few lenders. I had thought that I should send applications to quite a few to get the best rates/offers, but one lender told me I should just pick 1 or 2 and apply...

I am a new investor currently analyzing deals to find my first BRRR. I would be using cash/hard money for the first deal but concerned about refinancing the deal. My debt to income isn’t great because of my current jo...

I have a few questions about qualifying as an individual for an owner occupied sfh with conventional financing. these will be specific to a newly divorced woman applying for the first time on her own.

1) is w2 inco...

I have a 2/1 rental in a A+ area that easy to rent. It has a simple kitchen that's had a 'lipstick' update but doesn't have any modern amenities (full-size stove, dishwasher and disposal). The cabinets are mixed and d...

Hi BP, I am newbie looking to get some experience underwriting small apartment complexes. I have found a few properties on Loopnet that could be good practice.Is there an industry norm for how financials are shared wi...

This is one thing that still confuse me. What is the need of a mortgage pre-approval? I have a cousin who bought a new house recently by taking a mortgage. She had taken pre approval mortgages and she said that it mak...

Hey all,Got a peculiar dwelling I'm looking at. Two properties on one lot. Both multi-family homes, one being a 3-unit, the other a 2-unit. They are both being sold together. Would this be considered a commercial prop...