![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/538930/small_1621492086-avatar-johnnyonthespot.jpg?twic=v1/output=image&v=2)
Hi All - Thanks in advance for any help you guys & gals are able to provide. I'm starting in Multi-Family investing and building my proforma out to analyze some properties in the Midwest (Cincinnati, Dayton, Colu...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/682770/small_1621495380-avatar-propertyofdfw.jpg?twic=v1/output=image&v=2)
Does anyone know the rules about using gift funds for investing in property? I heard you cannot. Does this rule vary by lender, state, or is it federal. Have a client that was hoping to use funds from a parent for thi...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/605696/small_1695058217-avatar-thomash70.jpg?twic=v1/output=image&v=2)
I was curious on average how much money people suggest having in the bank before you start investing in real estate? I know that it will vary depending on what size house/property and what market your in but just look...
Hi,I am trying to run some numbers on properties and am wondering how to account for PMI. If I use an FHA loan and must pay for PMI how would I go about estimating this number? Any direction will help.Thanks,Corey
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2450355/small_1651542066-avatar-laleho1.jpg?twic=v1/output=image&v=2)
I have income from a W2, 1099s/Schedule C, and rental income on my house hack. Something about this seems to make calculating my DTI wacky; I know lenders aren’t just adding up my gross income from all these sources a...
Hi Everyone,I am new to the investing scene and I am looking for some advice. I have been looking into different houses and was wondering if anyone had advice on if buying a multi-family house is more beneficial than ...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/161428/small_1621420324-avatar-quales.jpg?twic=v1/output=image&v=2)
I am looking to purchase a FannieMae Homepath property. Does anyone know if I improve the value of the house can I borrow against the new appraised amount and reinvest? If so can anyone tell me how long I need to hav...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/500385/small_1621479514-avatar-supplysider5.jpg?twic=v1/output=image&v=2)
I'm looking for best practices to employ while shopping for mortgage loans for investment properties (small multi-family and SFR). My standard approach is to pursue 3-4 lenders when applying for a mortgage. I typica...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1446816/small_1621512388-avatar-as67.jpg?twic=v1/output=image&v=2)
Does anyone have insights on how much down payment is required for an apartment building? From various sources I received very different amounts, ranging from 10% to 33%. Does it vary with the type of lender? Thank...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/197519/small_1621432573-avatar-investormanske.jpg?twic=v1/output=image&v=2)
We are new to the private lender concept. If you are getting a loan from hard money. The loan is set up on a 1year term. When is first payment due? Would we have to make largest payments while in rehab before selling?