My primary residence is worth approx. $220K (owe $135K) and I'm looking to pull out the equity to reinvest. 30 year fixed @ 3.75% Are there banks that offer better than 80% LTV? Huntington bank said they offer 2nd lie...

I currently have a 528 Fico Score. In Jul-Aug it was a 630. I paid one of my CCs late (timezone difference / Nov 09) and it obtained a late fee that I was unaware of. I found out literally yesterday when I ordered my ...

Hello BP family, i have a couple of questions for you guys. Before i get to my questions, i'm going to let you know about my situation. Okay I'm 22yrs old and i've been wanting to get into real estate for about 3 year...

Hi, I do my own bookkeeping and am trying to figure out the proper way to book a refinance on an investment property.The refinance was a zero-cost refi with a huge credit of -0.75 points (on a $1.6M loan). This covere...

Improving a credit score does not happen overnight.Why?Most creditors only report to the bureaus once a month. However, there are a few steps you can take right now to start cleaning up your credit blemishes and here ...

Hello,
I'm considering a 100% loan to value, home equity line on my primary residence.  It would give me access to around $80k.  
Would this have a negative effect on getting future conventional loans if I didn't us...

If I max out my HELOC will it mess up my credit score? Please respond with facts and experience, not your estimations or opinion.

Hey Folks,I know that delinquent property taxes have a negative impact on an owner's credit score.   But what happens when the property is sold at county tax auction?   Will the auction will have a negative impact on ...

Should I simply call the banks to get a ball park on the rate and do my calculations with that estimated number or will I need to apply and get the rate available for investment properties at several banks?  Won't the...