Gabriel Orduna
Possible deal in the works
Hello everyone,
I need some advice. I have a situation that I want to take advantage of but I’m not sure how to go about it. My wife’s family owns a home that they would like to sell for 690,000. I don’t qualify fo...
Tim C.
Moses! Can a bank actually do this???
I'm a small-time side investor with just a couple rental properties in NE Ohio. Two rentals are enough hassle for me and I don't plan to buy more unless it's a deal that's impossible to pass up. I occasionally scan th...
Roger Mace
Should you refinance a DSCR?
Refinancing loans with a focus on Debt Service Coverage Ratio (DSCR) can be a strategic decision for businesses. Here are some situations when refinancing might be considered:
1. Improved DSCR: If a company’s DSCR ha...
Rizwan Alam
What do you need for a Bank statement loan?
Hi all,
I want to get a small bank statement loan of just 80,000 but I am wondering what are all the things I need before applying for such a loan?
Thanks in advance,
Rizzy
Tyrell Proby
Do We Still not know What Hard Money Is?? I'll put it like this!
To give you the easiest version to understand. Hard money is a type of short-term loan that is used by real estate investors to finance investment properties. Unlike traditional bank loans, which are based on the borr...
Christian Baratta
Loans with seller financing
I have a recently closed on a deal that was seller financed. I was in the process of filling out a loan application and it asks if you own or rent, and what the payment is. My question is, how do I properly fill this ...
Robert Cummins
does a retirement loan count in my debt to income ratio
Hello my question is will a Civil Service retirement loan be counted in my income to debt retio...it will not be on my credit report and when I retire I will no longer be required to make the monthly payments because ...
Matt Wells
Does using a portfolio line of credit affect DTI ratio?
Does using a stock investment backed portfolio line of credit affect the debt-to-income ratio for obtaining conventional Fannie Mae & Freddie Mac loans? I would like to use my line of credit to flip homes and also...
Shiloh Lundahl
$2MM Portfolio Loan Successfully Completed! Lessons Learned
I know that this post is long, however, I think that it can provide some insight into the process of getting a portfolio loan for those willing to take the time and effort to read it.
My Portfolio Loan Story
I feel ...
Derek Coleman
forming a LLC?
im new to the real estate game
my question is, if an investor forms a LLC how do they go about building credit rating for the LLC or is the credit of the owner or owners is taking into consideration?
thanks