Max Do
Progressive Corporate Banking
We own a few properties in NJ and PA. Mostly multi-family in re-gentrified and established neighborhoods. We have had a business banking relationship with a regional bank for going on 4 years. We self finance so o...
Adam Craig
five year fixed rate with a 20 year amortization and 20 year term
I am somewhat new to the commercial terms. My lender is offering a commercial loan at...4.25% with a five year fixed rate with a 20 year amortization and a 20 year term.Just to confirm, this means the loan can have th...
Ray G.
Commercial Loan Terms Analysis help for Multifamily deal
In the process of purchasing a small commercial residential 12 unit multifamily deal. I'm pretty well versed on the non commercial residential side but this is my first commercial residential deal and i could really ...
Bill Rapp
UBS and Morgan Stanley predict big rate cuts in the coming months!
UBS Investment Bank's strategists forecast that the Federal Reserve will start cutting interest rates by a significant 275 basis points in the next year. This projection is almost four times more aggressive than what ...
Robin Simon
What’s Next For DSCR Loans? Updates For 2024 and Beyond
Sharing what are some of the things I think may be on the horizon for DSCR Loans in 2024 - inspired by a lot of comments that pop on these forums. Would love feedback/further ideas of what people are seeing or hoping...
Ed O.
Another post on Rates. Where I'm at & Where are you at?
It seems like the rate environment has finally crested for sure. Previously, I borrowed where my rate was the 5 year treasury plus 2 points. When the 5 year treasury fell too far, the bank doing this told me they were...
Rashid Khalil
Lien Off using a bond
If I use a discharge bind to remove a lien for title transfer, can i transfer the lien back to the property after the transfer to free my surety bond money?
thanks
Ryan Moore
CD vs Savings, comparing the rates
On Ally, their savings accounts are 1.75% right now. I was looking at their other products... why would anyone even consider a money market at 0.9%-1.0% and CDs that are <1.75%? Is there something I'm missing abo...
Snehann Kapnadak
Modeling Prepayment Penalties in Excel?
Hi All
Hope you're staying healthy and safe. Was wondering if anyone knew how to model out the prepayment penalties lenders have on MF properties? Yield Maintenance and Stepdown. The spreadsheet I'm using doesn't tak...
Rob Evans
Investors are selling their real estate because...
I have an open-ended question, but I will throw it out there anyway. My wife was surfing the internet and saw a page with the title "Investors are selling their real estate because...". She did read the article, and...