![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2465490/small_1694596472-avatar-jaebok.jpg?twic=v1/output=image&v=2)
I currently have 3 single family home for long term rent, and they are all in Houston. All single-family homes built in 2009~2015. I purchased through a local realtor that I know for years and I have been managing a...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/813954/small_1621498382-avatar-elliotb8.jpg?twic=v1/output=image&v=2)
Hey all,It's winter time and the oil is flowing. This gives me plenty of incentive to find a way to cut some of these heating expenses. Most of the time when the topic of submetering heat is brought up the consensus i...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3037296/small_1717125866-avatar-seanp344.jpg?twic=v1/output=image&v=2)
In approx 18 months I intend to invest in multifamily as an active investor. I will have access to ~1M in cash for down payment and closing costs (I would also have reserves, separate from this capital). However, as I...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3106131/small_1724437886-avatar-payvandm.jpg?twic=v1/output=image&v=2)
Hi all - I'm married with one child so far, in my mid-30s. I'm an outpatient internal medicine physician here in the Bay Area. For the next 3-5 years, single income household here (wife staying home with kid(s)). Very...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/488060/small_1621478916-avatar-geoffreyserdar.jpg?twic=v1/output=image&v=2)
Have any of you ever heard of an Engagement Fee for refinancing?
LENDBASE has the following fees
Conventional:
1% origination fee
$500 doc fee (est)
Title Work TBD
Appraisal $2000-$3000
Environmental $0-$20...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/wordpress_blog_post/image/13927/for-sale-sign-in-yard.jpg?twic=v1/output=image/cover=625x330)
![](https://bpimg.biggerpockets.com/no_overlay/uploads/wordpress_blog_post/image/10402/Stocks-vs.-real-estate-1024x682.png?twic=v1/output=image/cover=625x330)
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1669508/small_1715981795-avatar-collinh21.jpg?twic=v1/output=image&v=2)
It's been a while since I have blogged on the Smokies. Feel free to check it out and discuss.
The patient isn't dead, but he's in a coma (biggerpockets.com)
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/307238/small_1621443198-avatar-benr7.jpg?twic=v1/output=image&v=2)
Has anyone on this forum had experience with this company? Paradigm Life claims to use Whole Life Insurance Policies as a financial tool and since i trust this community, I am reaching out to get some referrals.
To begin my discussion I need to clarify that I am new to Bigger Pockets. Also, I need to clarify that I am an ambitious young student determined to have one million dollars in my bank account by 24. I am 20 years old...