![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/46337/small_1621408687-avatar-wga.jpg?twic=v1/output=image&v=2)
Overcoming the mindset of paying down mortgages is a dilemma for me. Considering the low interest rates I am going to refinance a couple of my SFH rentals and my primary residence. It makes financial sense to me to ...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/179849/small_1621422592-avatar-jtwombly.jpg?twic=v1/output=image&v=2)
The LLC debate rages on here at BP. Rarely does a day pass without an investor asking whether they should use an LLC or not. Perhaps BP should have a whole forum just devoted to this question . . .Having an LLC is ...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/563990/small_1621492689-avatar-garethf.jpg?twic=v1/output=image&v=2)
I have been involved with flipping properties since early 2000s. First subbing out as a carpenter for several local investors and builders. When the market dropped out in 2008. Everyone I knew including myself we...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1573904/small_1621513807-avatar-carlosp130.jpg?twic=v1/output=image&v=2)
If there's one thing I learnt from the massive crash of CRE in 2023(and 2024) is that "Do not become passive investors". WHen you are passive investor, you become the dumb money , your money is being misused or misman...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/34249/small_1621366972-avatar-ziv2liv.jpg?twic=v1/output=image&v=2)
I recently (...like an hour ago :mrgreen: ) went through this thread exploring the old argument between the cash flow guys and the appreciation guys.More specifically MikeOH and Nationwidepi (Mike and will) and off co...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/844396/small_1634776892-avatar-evan_q.jpg?twic=v1/output=image&v=2)
This question is one I pose to anyone who has an opinion on the topic. Obviously we're all here because we like something about the idea of REI and passive income. As the process goes, we find a "good deal" in some ar...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/147069/small_1621419415-avatar-cecasejr.jpg?twic=v1/output=image&v=2)
Forgive me if this has been posted before. A search didn't find anything. As you probably know, the Democrats in the House passed the Hereos Act, A part of this bill calls for a Federal Ban on evictions of any residen...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/156592/small_1621420004-avatar-raoulduke.jpg?twic=v1/output=image&v=2)
For buy and hold investors out there, how do you guys think about appreciation and how do you factor it in to your buying and selling decisions, if at all? What key factors do you use to measure the potential for appr...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2817632/small_1694596671-avatar-bradleys162.jpg?twic=v1/output=image&v=2)
I have an opportunity to assume a loan at 2.5% in a HCOL SoCal community. Even at that rate I will still be losing about $800-$1000 per month with a renter due to HOA & Mello Roos. I'm ok with a negative cash fl...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/343359/small_1621445512-avatar-tommy911.jpg?twic=v1/output=image&v=2)
Hello bp subscribers. My wife and I are brand new to the real estate investing world, and are looking @ all of our options for financing out first property, and one of them is possibly taking from my employee based 40...