From this and other threads, it seems that HML often (always??) charges points in addition to the interest rate being charged. And I know in one other situation that when the borrower needed to extend the loan, they ...

Hey BP!My wife and I currently have two properties in North Carolina that we’re looking to do a HELOC. The downside is we bought both of the properties in 2022. However we believe are primary residence which we use th...

Recently I have heard a few investors that I bring deals to mention "the seller holding the note or second note." I was hoping someone could clear this up for me on what exactly it means and how one would go about fin...

I'm curious about the terms of loans people get for fix and flips.  Particularly, what the down payments are and how much they cover.  What is typical?  How much cash is normally needed upfront?

Hey everyone, I'm new here and looking forward to connecting about real estate investing. My partner and I are in the process of buying a 12-unit multi-family building in the West Chicagoland area.

The financials ar...

Any experience with DSCR funding.  Looking for the pro/cons for a new investor

We're under contract on a SFH in Indianapolis and are paying all cash.  Looking for lenders that do cash out refis immediately or 90 days max.  Goal is to pull as much of my cash out as possible, so looking for a high...

Has anyone had success in buying down rates on single family with commercial loan? Also, from any lenders out there...are the same number of points available for purchase as with a standard residential mortgage? (seem...

My husband and I are new to real estate investing and getting ready to start looking for our first opportunity in the Wichita, KS and surrounding-city areas. Right now we're working on learning as much as we can and g...

I am new to investing (though have been in the new home industry for 29 years) and i just recently opened a self directed IRA of which I bought my first investment home. Has anyone had success with a short term rental...