![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1963473/small_1621517044-avatar-carolinac30.jpg?twic=v1/output=image&v=2)
Greetings BiggerPockets community! I'm new to the REI world and I'm very excited to get my first rental property. What do tenants pay for and what do landlords pay for in terms of utilities for Cleveland, OH?
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2975274/small_1710708408-avatar-mohamedc6.jpg?twic=v1/output=image&v=2)
Hey nice to meet you all, I've been listening to the Bigger Pockets Podcast for a while now and I finally decided to make a profile on here and I am excited to get to know some like minded individuals and also learn f...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/521579/small_1621481104-avatar-samcro.jpg?twic=v1/output=image&v=2)
How does the seller bring funds to the table, how do I get seller and hard money lender to communicate, and how is it really structured.
I assume - the title is in my name? And the HML has a lien against the property...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2644977/small_1678550043-avatar-weronikaj.jpg?twic=v1/output=image&v=2)
Hi, my husband and I are finishing a big duplex renovation project. We are planning to rent one of the apartments as MTR. The unit is located in South Jersey, 15 min outside of Philadelphia in a nice, vibrant neighbor...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/469143/small_1621478057-avatar-nickz5.jpg?twic=v1/output=image&v=2)
Hello all, I'd like to know what would be considered "good" terms on a private money loan.I am in contact with a hard money lender who's terms are 9.75% interest and a 1.75% fee. Do you get considerably better terms w...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1958227/small_1621517004-avatar-dennism196.jpg?twic=v1/output=image&v=2)
Hello,I have a question about a strategy. Can you buy a house in an "Opportunity zone", rent it short term for the rest of the year. Get 100 hours of participation to become a real estate professional. Bonus depreciat...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2487949/small_1662325910-avatar-stevenp360.jpg?twic=v1/output=image&v=2)
Hey BP!My wife and I currently have two properties in North Carolina that we’re looking to do a HELOC. The downside is we bought both of the properties in 2022. However we believe are primary residence which we use th...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/620100/small_1621493957-avatar-peterp58.jpg?twic=v1/output=image&v=2)
Recently I have heard a few investors that I bring deals to mention "the seller holding the note or second note." I was hoping someone could clear this up for me on what exactly it means and how one would go about fin...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2834243/small_1694442486-avatar-joshs803.jpg?twic=v1/output=image&v=2)
I'm curious about the terms of loans people get for fix and flips. Particularly, what the down payments are and how much they cover. What is typical? How much cash is normally needed upfront?
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/449521/small_1621477161-avatar-romuluso.jpg?twic=v1/output=image&v=2)
Hey everyone, I'm new here and looking forward to connecting about real estate investing. My partner and I are in the process of buying a 12-unit multi-family building in the West Chicagoland area.
The financials ar...