Bhautik Bhanani
Seeking guidance for First time Primary home buy to convert Rental in future
Hi all, I am married and first time home buyer and currently living in Alpharetta, GA. Housing market here is good here as I saw online it says Alpharetta and Milton to have highest median home price in Georgia. I am ...
James Evertson
SBA Builders Line of Credit
My wife and I are looking to flip 1-2 projects in the next year. The goal is to raise capital (and build resume) for larger projects in the future. I have real estate experience, which includes spec home building, but...
Zachary Scott
Building Good Credit
Hello, I'm 18 and will be going to get my first credit card in the next year or two. But I would like to ask some experts on how to build credit the right way. My parents are telling me to keep a $100 balance and pay ...
John Taylor
Financing 4 years after bankruptcy
Please note, I have re posted this question here since it is a finance question.I would appreciate any advice that someone can provide on what my best rout might be for financing a flip. The issue that I have is that ...
Adam Mcclellan
Rolling credit card debt into an FHA mortgage.
Was recently applying for an FHA loan for my very first investment property. Credit scores and income are fine but DTI is a little over where it needs to be. I was wondering if credit card debt can be included in an F...
Chike O.
LLC name change affect on lending, business history, & credit
Hello,I formed an LLC about 4.5 years ago which I have used for buying and flipping property. I never thought about building business credit until about this week when I came across someone selling services to do just...
Joanne Gonzalez
Should I keep my current mortgage or refinance.
I bought my primary June of last year. Showed in my credit and it was $169,750 loan, 5.4 APR, $1,139 monthly payment. Due to some circumstances I had to refinance and because I was renting it out I had to refinance i...
Michael J.
New bill introduced in New York re FICO scores...thoughts
I'm not sure if fellow investors based in NY are aware but; there was a new bill introduced that may dramatically hinder how potential tenants are screened. I cant see how this is beneficial to an investor considering...
Dirk Richmond
Looking for cash out refinancing - 50%+ equity after loan.
I'm trying to borrow 75K on property worth 150 - 170K but things have apparently gotten so tough I'm having trouble getting approval. Property is on Gold Coast of Chicago, rented below market and still cash flowing...
Christina Swaby
What are your "qualifications" for a tenant?
My husband I and purchased our first rental at the end of May. We are wrapping up the renovation and are putting it on the market in the next week. What guidelines/qualifications do you use when considering tenants? i...