![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/614413/small_1710868078-avatar-keeyawangjones.jpg?twic=v1/output=image&v=2)
Hi,
Can anyone explain how some lenders are offering low interest 3.5-4% but I need to pay for points or upfront costs? What does the points actually do? How does this method of lending affect a 30 year fixed?
Cheers!
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1639948/small_1621514387-avatar-gregg210.jpg?twic=v1/output=image&v=2)
Hello BP fam...I’m about to close on a vacation rental in upstate ny. It’s 3 minutes from a ski resort (gore mtn) in the Adirondacks.It’s a total fixer upper. It was set up as a mother daughter sort of. There’s no CO ...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/894269/small_1621505137-avatar-georgeeg.jpg?twic=v1/output=image&v=2)
How do you charge renters with pets? Do you charge per pet and if so how much? Do you charge a different fee for cats vs dogs? What if they have a dog and a cat, then how do you charge? Do you charge a one time fee o...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2424747/small_1696993604-avatar-nicke114.jpg?twic=v1/output=image&v=2)
Good morning,
Im in norther CA and the local sanitary district is requesting an easement along the backside of the property. The property currently has a fourplex on site but is allowed another unit and very close to...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/665146/small_1621495019-avatar-natalieinvests.jpg?twic=v1/output=image&v=2)
I'm working on a rehab in a great school district.
I am considering converting an existing bonus living room to a bedroom to try to increase the ARV by 5-10k and increase interest in the listing. I think the closet w...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/209338/small_1621433368-avatar-tucsontime.jpg?twic=v1/output=image&v=2)
Hi everyone! I have a family member who inherited a portfolio of houses in the bay area. They are all located in the southern peninsula within 1 neighborhood. This is great! The not great is that they are rented for a...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2183313/small_1703211081-avatar-anthonys202.jpg?twic=v1/output=image&v=2)
Hey house hacking peeps, I wanted to share some of the biggest lessons I've learned so far with my wife and I's duplex house hack. 1) Finding the right property is VERY important for a house hack. In our situation, th...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/178125/small_1621422299-avatar-johnamedeiros.jpg?twic=v1/output=image&v=2)
we just completed our first flip. We had a licensed general contractor do the skilled work. We had the electrical panel updated by a licensed electrician. A permit was pulled, and the inspector passed the work, no ...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1855658/small_1621516155-avatar-jankis.jpg?twic=v1/output=image&v=2)
Just bought my first investment property back in July in Columbus, OH. One unit is rented out but it's been a challenge to get the other unit rented (Duplex). I'm an OOS investor and have a PM company handling everyth...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/126576/small_1621418087-avatar-nc_chris.jpg?twic=v1/output=image&v=2)
With the recent report of large national tenants (Cheesecake Factory, Mattress Firm, Subway, etc.) already announcing that they will not be paying April rents, what will be the long term impact? It sounds like some o...