![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2397378/small_1646868544-avatar-ajw35.jpg?twic=v1/output=image&v=2)
By now you might have heard that a few financial institutions in the US and beyond have run into some difficulties..Somewhat counterintuitively the implosion of SVB bank and the downgraded risk of other regional and i...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/492064/small_1621479093-avatar-kevino33.jpg?twic=v1/output=image&v=2)
Ask any question regarding multifamily lending with Fannie and Freddie. Topics may include proper expense guidance, COVID-19 escrows and their releases, net worth and liquidity requirements or non-recourse elements. I...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1179471/small_1621509926-avatar-matth296.jpg?twic=v1/output=image&v=2)
I recently purchased my first rental property with no money down. I did so by necessity as I am cash broke! However, I do put a substantial amount of money into my 401K account every pay check. I have always been r...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/52911/small_1668272119-avatar-bryanhancock.jpg?twic=v1/output=image&v=2)
Return citations were getting thrown around on another thread a few weeks ago so I took the liberty of dusting off some old finance texts where people try to get quite specific about citing returns. The case is made ...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/251592/small_1621436312-avatar-mattg.jpg?twic=v1/output=image&v=2)
Has anyone used these people? Good or bad? I've heard that they have some upfront fees depending on how much you borrow?
Apparently Liberty Rental Finance is a new subsidiary of Ocwen and specializes in providing bundled loans on portfolios of single family houses and apartment buildings. I am working with a loan officer right now on a ...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/358998/small_1698271646-avatar-johngmckee.jpg?twic=v1/output=image&v=2)
I'm trying to retrain my brain on this kind of product compared to the traditional Principal and Interest. My thought is why wouldn't I do an all interest 10 year loan at 4.99%? Prepayment penalty is only the first ...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2223247/small_1695741494-avatar-luked117.jpg?twic=v1/output=image&v=2)
Hey!
I was just wondering what everyone thinks about keeping your reserves in a 60/40 stock/bond portfolio? Maybe having a slightly larger amount of reserves than normal to be able to withstand any sort of downturn?...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1368020/small_1680115119-avatar-sebastianroy.jpg?twic=v1/output=image&v=2)
Hey everyone,
I'm curious about some different ways to structure a partnership with a house hack, if I would live there and they would not. In this case, the property would likely not cashflow so what is in the deal ...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2964304/small_1709561501-avatar-vernonh38.jpg?twic=v1/output=image&v=2)
Not a hypothetical. Goal is to replace W2 income, initially.