Amber Straub
Newish investor looking for experienced advice
Hey there, I’m in a rut and looking for experienced advice for my next move. I purchased my first investment via house hacking Nov 2021 with a duplex in Naples, FL. Purchase price: 553k at 2.3% Mortgage balance: 523k....
Anthony Lyons
Pay off credit card debt before investing in real estate?
Before I start my journey in real estate investing should I pay off all of my credit card debts and student loans? Will having a high debt ratio make it hard for me to receive financing?
Samantha Epps
How Should I Pay for Repairs?
Hi y'all, Just purchased a 3 unit property that needs 40K in structural repair before it can be rented. I'm considering the following options to pay for these repairs:-- Cash-out refi on another rental - I could prob ...
Jonathan Schooley
Financing with 0% APR Cash Advance
My credit cards usually offer the opportunity to transfer balances or take cash advances with 0% APR for 12-18 months for a one-time fee of 1-3% depending on the current offer. How come I never hear of anyone using th...
George Gipson III
Credit score 580
I am looking for a rental property to invest in and i did my research and found a foreclosure. Well after looking at all the numbers it seem like a good deal for a beginner. However i needed to get approved for a loan...
Rich Hupper
Independent contractor, is this a business entity?
HelloI have been a real estate agent ( independent contractor ) for the past 6 years.My personal credit score is 790, I have 4 credit cards and a car loan. The credit cards have very low or no balance at all. I would ...
Marcus Geiser
Rebuilding credit: A Journey Toward 720
What else can I do to improve credit?I let my credit slip slide away. I am now scoring 630 with a repo for a truck on my credit. Here is what I am doing:I have monitoring set up.Got a BOA secured card. Which led me to...
Mike Brown
Explain to me good debt
Hi everyone, I'm Mike and I'm an intermediate Internet Marketer. I recently became interest in Real Estate and thought I come here for some advice on what good debt actually is. I know bad debt are like credit cards ...
Jonathan Schooley
Financing with Cash Advance
My credit cards usually offer the opportunity to transfer balances or take cash advances with 0% APR for 12-18 months for a one-time fee of 1-3% depending on the current offer. How come I never hear of anyone using th...
Luke M.
Solid credit, but it's reducing with each deal
I started out with a credit score of 790 when I bought my first rental. In 3 years, I've acquired 4 more, and my credit has dipped with each loan, and is now at 710. I have no debt except for these loans, and no credi...