So my wife and I have been putting in offers but keep getting beat out by all cash offers. We want to use a renovation loan to purchase and fix up a house or condo to live in but, it seems to be impossible unless we ...

I apologize in advance if this is a stupid question.My understanding is that you can Refi a rental property and cash out on the increased equity/value with a new loan, and the proceeds are non-taxable.  The BRRR conce...

Will be closing soon on my first house hack :)  Decided to do do things a bit differently than the norm by going in with 20% on a conventional loan (to avoid PMI), and to put me at a better equity position to borrow a...

I needed to do a cash out refi in order to consolidate my second loan into my primary loan.  If the rates were to drop significantly in the next 6 months as I believe they will, I plan to do a rate n term refi in the ...

All,I am a few months away from having the available cash to flip my first house! Can I purchase a property to flip with cash then still qualify for a first time homebuyer loan in the future? (I have never had a mortg...

Hello, I am a military member who currently owns two homes, one which is renting and cash flowing but I am trying to transition to multi family. House hacking isn't an option for me currently so I'll be buying purely ...

Just got denied lending from a supposed HM lender due to the source of the down payment coming from a personal loan. I understand the risks, regarding the method of using a loan to get a loan, but was told that Hard M...

Question for all my loan officers or other experienced investors. I own 3 rental properties, acquiring my 4th in 60 days. Just for context, I used a lender I will never use again (no name lender) and I have used Lower...

Hi All,I have what could be my first multi-family property under contract (a fourplex that cash flows decently well) and found a loan that offers 15% down for an investment-only (non-owner-occupied) property. The rate...

I'd appreciate any input from lenders or investors in a similar predicament:I'm looking looking to make an offer on a 4-plex in IL and seeking a lender for a $60k loan. The trouble I am facing is that I only have 1 ye...