![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/182136/small_1728924093-avatar-scotttrench.jpg?twic=v1/output=image&v=2)
Hi Team - I wanted to walk through a couple of quick thoughts on what I see as the most at-risk parties in a potential recession. 1) Middle-Class Homeowners - A middle-class homeowner reliant on one source of income, ...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/609596/small_1694644120-avatar-michaelm457.jpg?twic=v1/output=image&v=2)
I just took out a HELOC to use as a down payment an investment property. My monthly payments will be low (interest only for 10 year draw period), so shouldn't really affect my debt to income ratio much.Once I buy the...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/69934/small_1621414312-avatar-marianlibrarian.jpg?twic=v1/output=image&v=2)
Just thought I’d write a few words as a counterpoint to the trending post.I own and self-manage 5 properties. I have had rent collection issues but never had to evict anyone, nor have I lost even a month’s rent. But...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/329845/small_1674401826-avatar-7einvestments.jpg?twic=v1/output=image&v=2)
Every year I like to provide some predictions on what I think will occur in the upcoming year as it relates to seller financing, mortgage note investing and the like. So here are my predictions, feel free to offer up ...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/686294/small_1621495448-avatar-meem1.jpg?twic=v1/output=image&v=2)
I am thinking I won't have to wait for more than 1-2 years... Your thoughts?Most of my coworkers, especially those in the early 30s, have bought and have a mortgage that is $10K in monthly PITI... Tough.....Any job lo...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/191468/small_1621432170-avatar-j_c.jpg?twic=v1/output=image&v=2)
I saw an interesting interview on CNBC today of Colony Capital CEO Tom Barrack whose firm has $34 billion under management. He spoke about the many changes in housing but touched on a real interesting point. He compar...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1168636/small_1666149539-avatar-golanc.jpg?twic=v1/output=image&v=2)
One of the most common topics discussed on bigger pockets and other real estate forums is the decision between a property that cash flows and one that has the potential to appreciate. To take this further, I recently ...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1573904/small_1621513807-avatar-carlosp130.jpg?twic=v1/output=image&v=2)
it's expected 900% in certain way that unemployment would raise more than current 3-ish to 5-ish next year and higher chance of recession signaling Fed to post 75 bps rate reduction in 2024, question would be whether ...
I'm working numbers for some out-state buy-and-holds. As usual, I'm underwhelmed by the numbers, especially in the Midwest and the South. Man, those are some low rents, even in good areas for good houses.I'd like to...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/71233/small_1621414492-avatar-jthomasmartin1.jpg?twic=v1/output=image&v=2)
Say it with me: “I QUIT!!!”As Bigger Pockets’ motto says, “Life wasn’t made to be lived in a cubicle.”So I’m not going to any more!!Been a Wild Ride!!Going from nothing - to buying my first foreclosed 4plex with an FH...