Account Closed
best way to build credit score?
i took a class with Richdad poor dad a while ago and the guy said that you want to have as many credit cards as you can get. i have heard that having too many credit cards hurt your score.so my question to you is, wh...
Jamar Arbelo
Credit
:superman:
Does anyone know if defaulted student loans counts on your credit as bad as bankruptcy? They have since been reconsolidated.
Steven Parker
House Rich, Cash Poor
I purchased a single family house hack in Tacoma Washington February of 2020. Roommates have been covering the mortgage, so I've been able to pay off a lot of my credit card debts. I've been fortunate to benefit from...
Maki Bick
Sell the house to pay off debt?
Need Advice from Experienced Investors!
I’m still new to real estate, so my knowledge might not be perfect—please be mindful!
We’re debating whether we should sell our rental property to pay off all our debts. Right...
Ivan Maldonado
Any cheats/way around DTI?
Hey guys! I know there aren’t exactly “cheats” or just ways of going around your DTI but bare with me. I’m trying to get a pre approval but keep running into the same responses for the most part. Mostly due to my car ...
Carlo Rodriguez
Paying off Debt first or start real-estate investing?
Hi,So I'm on the fence on this one. I'm leaning more towards paying my debt off first to.A few years ago (2015) my wife and decided that the monthly credit card/tax/medical/students loan bills were getting out of con...
Angel Jordan
I need some advise on what I should do?
Hello everyone,
I need some advice on how I should proceed. I would like to purchase a rental property but my debt to income ratio is too high for a loan. So I recently got a 15k (APR 18%) personal loan from my bank...
Francis Woods
HELOC with lower credit score
Hi guys,I'm looking to take out a HELOC to pay for a new roof and pay off some credit card debt that was accumulated to remodel the house. As I moved to the US 6 years ago I have a relatively low number of credit line...
Jacob Lee Allen
Credit Repair/Financial Wellness
I am in the process of repairing my credit so I can begin real estate investing. My credit score is between a 650 and 680, and thankfully I have zero debt outside of my credit card balances. I have three lines of cred...
Adam J Goodsite
Building credit for first rental
Have been building up my credit. Wanting to buy my first rental property within the next 2 years . Current score is 650. At 44% utilisation and have 9 credit cards. So I got a loan to clear my credit card debt and to ...