Ivan Maldonado
Any cheats/way around DTI?
Hey guys! I know there aren’t exactly “cheats” or just ways of going around your DTI but bare with me. I’m trying to get a pre approval but keep running into the same responses for the most part. Mostly due to my car ...
Carlo Rodriguez
Paying off Debt first or start real-estate investing?
Hi,So I'm on the fence on this one. I'm leaning more towards paying my debt off first to.A few years ago (2015) my wife and decided that the monthly credit card/tax/medical/students loan bills were getting out of con...
Janes Porter
Have home with Equity - Getting Divorced - Wondering about option
I have a home in the Boston Area with about $40,000 left on the mortgage.I am getting divorced and in our divorce agreement I can buy my wife out for $140,000.The home is worth about $380,000.Ideally I would like to r...
Jeremy Wayman
Financing for capital improvements with bad credit
I am a part owner of an LLC that owns 2 fourplexes that are in need of new roofs. I do not have the cash on hand to pay for the roofs. We have relied on my partners credit in the past to obtain financing but due to ...
Pablo Davidov
I found a deal. Now what?
Let's assume the following scenario. I found a fourplex, ran the numbers, everything looks solid with >15% CoC return. I have a credit score of 650, have credit card debt and no savings. What are my options, if any...
Mike Schoonover
Looking for business checking acct recommendation
Hello,I have a newly formed LLC that i am trying to open a business checking account for, id like to start working on the business paydex score as well as hold a few hundred thousand while im working through deals. I ...
Alicia N Ragonese
Hey There! New Member - Northern NJ
Hey there BiggerPockets community. My name is Alicia few things about me:1- Wife and Mother of 2 small children2- Decent about of Debit - $15k credit card debt about 240k in mortgage debt between my house (3BR 2Bath) ...
Angel Jordan
I need some advise on what I should do?
Hello everyone,
I need some advice on how I should proceed. I would like to purchase a rental property but my debt to income ratio is too high for a loan. So I recently got a 15k (APR 18%) personal loan from my bank...
Jacob Lee Allen
Credit Repair/Financial Wellness
I am in the process of repairing my credit so I can begin real estate investing. My credit score is between a 650 and 680, and thankfully I have zero debt outside of my credit card balances. I have three lines of cred...
Adam J Goodsite
Building credit for first rental
Have been building up my credit. Wanting to buy my first rental property within the next 2 years . Current score is 650. At 44% utilisation and have 9 credit cards. So I got a loan to clear my credit card debt and to ...