What is the best option for prepayment penalty you think these days if I want to go with DSCR loans?I assume that there is a big chance that the rate can drop a bit more due to elections at the end of next year so gov...

Hiya all;We're closing on a property in the next few weeks and struggling with balancing the business and the human side of what we do.  The property has tenants in place but are between $130-200 / mo under market at ...

Hi All (it's my first post),

I'm looking for some ideas on how to improve my situation with my only rental home so I can be in a better position to pick up some more properties.

A few years ago we took out a HELOC...

I sent out some yellow letters a few months ago that I'm still getting calls on.  A woman I reached about one property has a 9 home portfolio that her late husband was managing. She's not interested in messing with th...

Hey BP,

Currently under contract for a 3 family. When being shown the property, I was told one tenant had a 6month lease for 750. The other (Sellers son) was on a month to month lease for 550, family discoun...

Hey BP, I need some career advice. I am a Professional Civil Engineer with a 6 year background in the municipal/heavy civil construction industry. Although I've done design, analysis and other CE work in the past, my ...

Hi all I was considering buying a home in Encinitas with the idea of living in it, fixing it up a bit and at some point renting it out and moving on to another property. Anyone have any experience with rentals in this...

Hello, I have a tenant that has been renting from me for almost 1 year. Recently I found out the HOA does not allow washer/dryers in the condo unit. Tenants have to use the common coin-operated laundry, so I had t...

Curious to hear other's thoughts on saving for college through a 529. I've started contributing ever since my son was born 5 months ago but I hate the fact that it can only be used for education. I feel like there's t...

Hi everyone,I am not sure what I should do here- refinance now or later?The scenario:I bought a 4-unit property in 2019 with an FHA mortgage that I have been house hacking. I did an FHA streamline last year and was ab...