Do all hard money lenders require a reserve? I've just started talking with a hard money lender and they want at least 20K in reserves before moving forward. They claim it's standard. My credit is good, my debt-to-...

Hello all,

The last few weeks I have been busy with rehab work on my properties and getting them ready for tenants. One question I am struggling with implementing the 50% rule. I am not sure how to go about it.

One...

Hello all, I'm new here, but have done a ton of reading through the forums, and have learned a lot.  I am looking at bidding on a foreclosure on Homesearch.com, and have done my due diligence, based off of the many in...

How much reserves do you like to have per property? I'm trying to buy my first rental, but want to build my assets safely. Thanks everyone.

I read a response on one of the forums that gold could possibly be used as reserves when buying. Does anyone have specific details and the documentation link that states this? I have gold coins that I am hoping to...

Hey guys! Just curious what formula, if any people use, when calculating how much to have in reserves per property.

For a turnkey property, or one that requires little fixing up like painting, what would be a safe amount of cash that you should have? This cash is strictly for the property, not personal living expenses.  I'm not loo...

Will banks count a 401k for 6 months reserves for each of your properties  in regards to buying another property?

What are some strategies you guys are using with your reserves?I am starting to realize that having quite a bit of money sitting idle in a checking account is pretty ignorant. This money could be working for me in ano...

Just curious what level of capital reserves are common when renting SFHs.  3 months expenses?  More?  Does you scale it if you own several properties?  do you keep this reserve in a separate account from CapEx?