John McCormack
Can I combine a conventional and private loan for mortgage?
What if our primary lender is only willing to loan 80% LTV for a duplex I'll be living in one side of, can I then come up with a bit more cash through a private lender such as Prosper or Lending Club or personal frien...
Gaurav A.
Can I combine the loan on 2 properties into one?
l am planning to purchase 2 properties. Is it possible to take a combined loan (one loan) for both built into one loan? by that saving some loan fees and overall closing cost?
I have heard, it is not possible given t...
Luke Mike
DTI Issue. How to convince a bank to do a loan?
Can I convince banks/credit unions to use boarder income?goals and story: I want to house hack a large house (5000sqft) on the beach (Bay Area,California).I found a great place. I would move in part of it (1500sqft)...
Andrew McGuire
Top 5 Things I learned since buying on Creative Finance
Last year when my family purchased our new primary residence it was a struggle to go through the lending process and just barely were able to qualify. I thought this was a little crazy because yes I quit my W2 job jus...
Jim Kalish
How can I combine personal mortgages into a single large loan
Hi BPs. I hope you will forgive me if I'm in the wrong forum but this is only my second post. I have mortgages on 4 properties, all of which are in my name. I've had these properties for 6-8 years. But I want to e...
Andy M.
Thoughts on combining multiple investors from SD IRA to fund loan...
I recently did a hard money loan where I combined multiple self directed IRA accounts and money from my company as well. Basically my self directed Roth, my wife's IRA, and the balance was from my LLC. My administrato...
Gary Eaker
Is there a such thing as a combination or hybrid loan?
I was preapproved for a $600K VA loan, and we are currently looking for a house hack in central Florida. We found an 11 acre property that is on the market for just shy of $1M, but it has a SFR with an additional 5 m...
Michael Hyun
Combining Non QM loan with seller financing to buy a rental
So I just heard that there is this financing option where I can combine Non-QM loan for 50% of the purchase price, and then seller finance the 40%, and then down payment for 10%.If I can get the 40% of seller financin...
Justin Young
Possible to have a seller financed deal combined with a loan?
Aloha BP!If an owner was willing to seller-finance more than 30% of the property's value, would a lender be willing to loan me the remainder of the deal? For example:Property worth : $320kSeller-finance : $120kLoan : ...
Fallon Gilbert
Cannot find a lender. Please help!
Hey all,I’ve been having an extremely hard time finding a lender for my situation. I have 3 properties that are owned free and clear however the values are less than $75,000 each which most lenders will not do a portf...