Mike Adams
Rental application approval
I make about 120k a year and looking to rent a nice condo for about 2000 a month. My score is 620 and is low because of my current debt levels. I have several credit cards with balances but I will have 2 paid off next...
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shopping for a rehab loan
Hey everyone,
I found a property that I would like to purchase as a rehab. I have an appointment tomorrow with a mortgage broker but am not sure what to expect. Is he going to review all my information and then get...
Robert Fullum
Authorized User/Credit Card/Credit Score
I'm listed as an authorized user on a few of my parents' credit cards. My plan is to buy my first investment property in about 18 months and i'm trying to get my credit score as high as possible during this time. Thei...
Morgan Madill
Credit Questions for Lenders
It is more desirable to a lender to see a credit line paired off in full quickly or to credit lines paid off on time over a stretch of time?I have student and auto loans and I believe if I paid them off as quickly as ...
Mark Beekman
Old, Closed Accounts Good or Bad on Credit Report?
I just checked my FICO scores and I have a 737 from Transunion and a 755 from Equifax. Transunion has a few accounts listed as "open accounts" that Equifax does not and I'm wondering if that is why the score is lower....
Michael Dunn
Getting 4 pre-approvals within a months time ......
I was wondering if it would hurt my credit, if I were to apply for a loan with 4 different Lenders , to see which will give me the best rate, and more particularly for me ..... Loan me the most amount I have been appr...
Devon Smith
paying off loans faster than agreed time length
My wife and I are looking into buying our first property to rent. We already own our home outright and I'm looking to take out a home equity loan to get money for a down payment on a home loan. My plan is to take ou...
Account Closed
How do I improve my credit score?
Hi everyone, I have been going through my credit scores lately and feel as if it is time to get someone working on it. I really don’t have any particular reasons so as to have low scores but I need someone to work o...
Trevor Murphy
Using a Credit Card to fund a Remodel
Iv been putting purchases on a credit card to fund a remodel (15k limit)
Iv been running up my credit card to the limit each month or even multiple times a month because of the repairs and purchases for the remodel. ...
Tucker Olen
Credit Card for Rental Property
Hello all, I have a question about getting a credit card strictly for rental property expenses. I’m 20yrs old and have one credit card for personal use, but I recently began managing my fathers rental property and wan...