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I'm closing on my first property (YAY!) in a couple of weeks, and working on setting up insurance. The insurance provider that I have my personal home and auto insurance under (State Farm) quoted me for a Rental Dwell...
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New to the game and buying my first rental property. SFH in Independence, MissouriI would like to know what type of coverage you buy for your rentals.Replacement cost or actual value? High or low deductible? Basic or ...
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I just got an insurance quote and it included lead liability coverage and costs 287 a year to have? Do any of you guys carry this coverage on your rentals?
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Team,Im having a tough time finding an insurance provider for my medium term rental in Pittsburgh and I'm looking for suggestions.I own the building (triplex) where 2/3 units are traditional long term rentals, and 1x ...
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Hello BP Landlords:I am updating my lease agreement to make it clear that tenants must purchase renters insurance. For those of you that require renters insurance from your tenants, what are the minimum requirements y...
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When you insure a SFH rental property, do you try to adjust and of the coverage amounts? We bought a home built in 1900, insurance water damage coverage is 10% of the dwelling limit. Do you up that? Or how do you jus...
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Hi, I own three properties, one SFR, and 2 small condos.Now I need to shop for insurance that gives the best support in terms of eviction legal coverage and lost rent coverage because of an event that happened last...
My SFH full time vacation rental property was significantly damaged by Hurricane Ian. I have both a DP-3 policy and a Flood Policy. They are both with the same company, Frontline, but the adjusters made it clear the...
What does insurance cover (generally) related to hurricanes? Looking to get feedback from people who have dealt with hurricane related damage before. Are there things you have to worry about saying when you call the i...
I am trying to calculate my Debt Coverage Ratio. I have my taxes/insurance figured into my Net Operating Income, so I should exclude taxes/insurance from my Debt Service costs, correct?