![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/700362/small_1621495703-avatar-chanb_3.jpg?twic=v1/output=image&v=2)
Hi BP,Hope everyone is doing well.I'm pretty green in the real estate world here in Albuquerque, New Mexico, but I'm very excited about real estate, and have recently been hungrily seeking out as much information and ...
Long Term Disability Benefits Insurance.. does your state require these (STD & LTD) for employees?if i remember correctly, our PM receptionist was covered for STD via remaining on payroll the 1st week he was out s...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1143054/small_1694592900-avatar-shawnam11.jpg?twic=v1/output=image&v=2)
A few years ago I decided to keep my house and rent it out when I got married and moved into my husbands house. I simply put a home warranty on the house for $500 per year and when anything broke, like a garbage dispo...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/748307/small_1695057834-avatar-jamesn57.jpg?twic=v1/output=image&v=2)
Curious if everyone did a pre/post rental inspection with tenant (either new, or existing on purchasing a house)? Also, if you chose a detailed rental agreement or more of a basic one?If you can post what you provide ...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/10768/small_1621349336-avatar-nateroman.jpg?twic=v1/output=image&v=2)
I never really gave it a second thought until recently, but I kinda think Home warrantys are a waste of money. Am I right? What is the point? I guess if your appliance goes haywire, it may be worth it, but it seems...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/749639/small_1621496630-avatar-derekp38.jpg?twic=v1/output=image&v=2)
Happy Quarantine Everyone,
I hope you all are able to do what you can in these hard times.
Im ready to take the leap sometime in the near future. The leap is quitting the corporate job and pursuing real estate full...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/243746/small_1621435766-avatar-nbuss14.jpg?twic=v1/output=image&v=2)
Hi all,For those who have not seen the news on this FHA is reducing the PMI rate from 1.35 to 0.85%! This is a significant savings and could mean the difference from cash flowing and not.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/46044/small_1729731457-avatar-greenlander1.jpg?twic=v1/output=image&v=2)
Trying to get this added to our umbrella policy but noone will provide this as a stand alone item. We did manage to get the customer goods liability to $1MM which was advised upon by our prop management company. Any...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/323109/small_1621444251-avatar-libtuck.jpg?twic=v1/output=image&v=2)
I was pre-approved to buy a house in NYC (a goal I've had for a long time)! I now have an accepted offer on a triplex in the Bronx. I'm looking at a 10-20 year hold and rent strategy. Loan requires only 3.5% downpay...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1834869/small_1621515976-avatar-campbella2.jpg?twic=v1/output=image&v=2)
Hi guys I’m a newbie in real estate I just closed on my first rental property and I will like to do fix and flips anybody here that can help me achieve this dream I will appreciate any little help from advice to fundi...