It's been a while since I've shopped a residential loan (last few have been commercial).  I'm actually house hacking a three unit and need to pull out an owner occ residential conventional.In the past,  I just went th...

Good Morning BP.  I have a credit question. When does your credit score take a negative nudge when lender shopping and having your credit pulled several times

Hi Everyone,I am seeking to buy my an investment property to achieve positive cash flow, targeting $250k - 300k SFH. As a foreign investor, I can only get 50-60% down, 2/1 ARM 4% mortgage from the lender finances my f...

Just started doing business and would like to know how to get business loan for my property that I have found.

Hi BP Community,My wife and I weren't going to look for our first home until the spring of 2023, so she decided to get a new credit card earlier this month. While casually scrolling through realtor.com, we actually fo...

Hi everyone!

Quick question--

I will be purchasing my first home and recently decided shortly before joining BP that I would purchase a multifamily home instead of a single family home in Ga for all the mang benefi...

Can the broker/lender lock in the rates on a mortgage loan without me explicitly signing the Loan Estimate/Disclosures? The lender I am working with kind of did bait and switch. He gave a Loan Disclosures/Estimate wit...

When applying for mortgage loans, do the loan officers know if the applicant has an apartment under their name or not? 

Does anyone know what CBC Innovis or Nova Home Loans are? They've shown up on my credit report as a hard hit / search and I believe it is pulling my rating down. I am trying to do a deal and it is impeeding the proces...