![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/554525/small_1621492463-avatar-gabriela18.jpg?twic=v1/output=image&v=2)
Hello, I'm a brand new investor in CA. I've realized i do not have the working capital to currently invest in CA, since all the hard money lenders I've talked with require 20-35% down with a new investor like myself....
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1179471/small_1621509926-avatar-matth296.jpg?twic=v1/output=image&v=2)
I recently purchased my first rental property with no money down. I did so by necessity as I am cash broke! However, I do put a substantial amount of money into my 401K account every pay check. I have always been r...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1860940/small_1737593461-avatar-benjaminy21.jpg?twic=v1/output=image&v=2)
Hey all! First time poster here so let me try and lay down the situation.
My wife and I are just beginning our real estate investing journey. We live in California so I think the opportunities are better when it's ...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/823744/small_1621499064-avatar-blfd1.jpg?twic=v1/output=image&v=2)
So, my wife and I have been have been saving for a while, which isn't really easy. (Two kids, tuition, CA prices..) But we do live a pretty thrifty lifestyle. 2001 ford truck for me and 2010 Pilot for the Mrs. All pa...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/53842/small_1621411948-avatar-gijoe985.jpg?twic=v1/output=image&v=2)
I'm only a couple weeks into researching real estate. Well, I actually own a home and rent it, but that is besides the point. I'm just trying recover an unwise past investment. Hopefully my current refinancing goes th...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/951261/small_1621506137-avatar-amyw57.jpg?twic=v1/output=image&v=2)
I currently manage 8 rental properties in Grand Rapids, MI and all of my tenants habitually pay on time except one. I've had her as a tenant for 9 months now and she has only paid on time twice. Her credit wasn't terr...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/207053/small_1722495135-avatar-seangallagher.jpg?twic=v1/output=image&v=2)
Creative suggestions for this scenario. You purchase a property that winds up having about 60-80k of equity, in need of lots of minor repairs, 3br 2ba. Only property owned, want to build on portfolio and maximize gr...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/716803/small_1621495987-avatar-juliebikes8.jpg?twic=v1/output=image&v=2)
Hi All,I would like to play a game inside of the Bigger Pockets forum; nowhere else can I get the opinion of so many valuable industry professionals. The game is what do y'all think is a better word for my marketing p...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/365372/small_1621446892-avatar-timp13.jpg?twic=v1/output=image&v=2)
Hi All,I've recently had someone apply for a 1 bed 1 bath apartment I have for rent. I'm having a hard time deciding if I should accept the application or not and would greatly appreciate any feedback one way or the o...
Today, in Sept 2018 the Stock Market is at 28,000. An all time high. The average wage is $26 per hour. It takes 1,077 work hours to “buy the market”. That is, if you buy one share each of the stocks of the Dow, the co...