If i give a second mortgage on a property to a home-owner, Do I have to comply with Dod Frank just like the guy who gave the first mortgage?

New investor and member here so forgive the dumb question! I found a property that needs to be a cash deal.  I’d like to pay half with my equity line from another property, and then ask the owner to finance the other ...

Seller has offered to finance his 600k property with the following terms:
10% down payment and 6 percent interest rate. The goal is to wait for rates to go down and me refinance in 3 years for a better rate. The goal...

Hello, maybe someone can make this more clear for me. I used to think that as long as the interest rate of an mortgage is less than the cap rate of the investment, the investor is guaranteed to make positive cash flow...

Hey all! What’s up BP! New to this, first post, gotta get feet wet, right!? No previous exp, learning all facets of these processes, super interested in Multi’s, my target and focus of learning. I’m evaluating deals, ...

I have been doing real estate as a retirement strategy off and on for about 20 years on a very small scale. My only form of investing was a small company with other investors doing buy and hold. Last year I had an o...

A very close friend of mine bought a house in 2010 in Stockton, CA area for $330k and i think he got 95% mortgage, so he obviously had $400 or so PMI, mortgage payment stands around $2700. (I couldn't be wrong on some...

How does everyone here mostly buy there properties ?

Cash ?

0 Down Financing ?

10 - 20 % Down ? ( Does anyone here do this ? )

Equity ?

Owner Financing ?

Anything else ? ......

I am now being told I have reached my limit in this residential "type" of mortgage product (20% down, 30 yr conventional) The lenders and my realtor both say I need to go to the next step, a portfolio loan.  It was de...

Thank you everyone in advance for your input! This is such a great community and I really appreciate any advice or input you can provide. This will be my first owner finance deal so I want to make sure I am on the rig...