Sam Chan
When to refinance?
HiWe purchased an CA investment property when rate are at 8.25%. I wonder when I should refinance. Some options are:-No point - rates at 7.75%-Can buy down to 6.99 but cost 1.5%-Wait till next year or later when rate ...
Neil D.
Refinance Rental Property
Hello all, I have got 5 rental properties that I own free and clear.4 of which is rented out and the 5th is in the middle of a remodel.My situation is that I took a mortgage out on my primary residence, and a HELOC ou...
Roger Devore
Refinance for equity
Do I refinance fore equity or use cash on hand?I have a property w/15 year (11 years remaining) loan est value 136,000. I owe 80,000. The rent covers mortgage/taxes/insurance/property manager but not incidentals. I'm ...
Kenneth Ye
DSCR Refinance Quote
Hi Guys,I have a SFH in AZ that currently has a 8.25% DSCR 5 year prepayment penalty of 15k. I have a 800+ credit score and a one year lease in place that is 1.00 of the PITI. Current loan balance is 302k. Current va...
Tyler Kesling
Refining My Path
I've been focusing on fourplexes as a first investment to spread vacancy risk but the inventory in my driving area is pretty low. I'd like to at least get something in escrow before the Spring. Would you recommend exp...
Tou V.
Refinance or not?
Have a question here. I have 2 loans, each are 30 years fixed @ 6%, with 25 years remaining. I can keep paying on them or refinance to 30yrs @ 4.875% loans and save total of $280 monthly after refinance. New cl...
Shane Walsh
Buy, Refinance, Rent
Investment Info:
Single-family residence other investment.
Purchase price: $76,000
Cash invested: $4,000
Originally on a VA loan, then refinanced for a cheaper rate(still VA), and then refi cash out ...
Dorian Gray
Cash out refinance
I have about 950k in properties. I have about 550k in equity, one property is completely paid off. Recently after some medical issues(I’m all good now) I’ve exhausted all my reserve funds and have 50k in high interest...
AL Brown
Cash out Refinance
If i purchase a condo all cash and 6-12 months down the road i want to do a cash-out refinance to put as downpayment or other investment activities what are some of the issues if any i may come across being as though ...
Hannah Joy
When to refinance?
Hi all, thanks in advance. I bought a property last October- 13% rehab bridge loan to purchase and renovate. Completed the reno and did a cash out refinance in June 2024 to 8% and added an ADU with the cash out. I pla...