Charles Kao
I started with my home 20,000 underwater and a newborn child.
My name is Charles. I started investing right before the 2008 housing crash. Today I own my home free and clear and working towards providing financial freedom so I can quit my comfortable sales job. I hit rock bottom...
Adam G Maggs
12 months and $300/mo to improve my credit
Whats up folks? I am looking to buy my first piece of real estate in about a year. I expect my largest obstacle will be my credit score. I am starting at a 600 and working hard to clean it up. A snapshot of my current...
Nicholas Lawson
Fund And Grow + Equivalents - What Goes on Behind The Scenes?
This post was inspired by a discussion born from the thread “Fund and Grow Financing” by @Justin Sheley. In contemplating the discussion, I found it worthy to start a separate thread examining what companies like Fund...
Scott Golembiewski
Need help quickly on mortgage advice
I finally got an accepted offer on a home and had a preapproval on a VA loan but found out today that my score is one point below the minimum. Can’t believe this happened.
They suggested i make a payment on one of m...
Matt Dickens
Strengthening Your File Before Pre-Approval
What's up BP!
Many people have asked me what they need to do to get approved for a loan. There are a bunch of ways to help prove yourself to a Lender, but staying healthy in these four categories will put you in t...
James Triano
The Average American
The Average American, or Average Joe (Josephine), is something we hear a lot about. They have an average amount of credit card debt, an average amount of cars, and average amount of kids, etc. This is all well and g...
Account Closed
Beginner's beginners guide #3- Credit Score
Okay this is THE most important and slightly lengthy topic that confuses and baffles most, but fear not! For I shall attempt to simplify this topic as much as I can for those starting out to help in building a better ...
Ashley Sanchez
Cash out refi on duplex?
Hi everyone! This is my first post here :) thank you in advance for your patience! First a little background: My husband (who is a full time firefighter) and myself live in St. Petersburg, Fl. I have three small kids ...
Clay Rikard
Best way to build credit
What would be the safest and most efficient way to build up credit?
Ivan Maldonado
Any cheats/way around DTI?
Hey guys! I know there aren’t exactly “cheats” or just ways of going around your DTI but bare with me. I’m trying to get a pre approval but keep running into the same responses for the most part. Mostly due to my car ...