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Results (10000)
James Sea Alternatives to holding reserve funds in savings account?
16 January 2019 | 6 replies

Are there alternatives out there to holding reserve funds in a savings account?

Short term bonds? GICs? Anything else?

It hurts me to see essentially nothing in interest on my reserve funds when I know there are bet...

Brian Olson Considering Stashing Portion of Reserves in P2P Lending
19 March 2015 | 1 reply

Hello, I'm getting closer to purchasing my first investment property. I absolutely hate the idea of having money sitting in a nearly worthless savings account or CD, though I understand some must be immediately availa...

Kyle H. Virtually NO Maintenance Reserves Needed for Property Analysis!
30 November 2014 | 28 replies

Hello everyone - I am starting this topic because I am curious to know 2 things:1)  Is there anyone out there doing this with success?2)  What your thoughts are around this subject, in general.My uncle owns (outright)...

Ryan O'Connor How much to keep in reserve starting out
24 April 2021 | 1 reply

I've heard a few times on the BP podcast that a new investor should maintain a cash reserve when starting out. About how much is enough?

Bryant Payne How much is "enough" in terms of Reserves?
1 May 2021 | 2 replies

Hello BP!
On the subject of LTR, what would you say is a healthy reserve? My search consists of duplex listings at or under $120k, 25% down and no more than $10k in rehab. 
What would be considered a safe reserve am...

Padric Lynch Operating Reserves on a New Build MF Acquisition
26 July 2022 | 0 replies

Does overall operating reserves change when purchasing a newly build multifamily apartment building? Anything to consider when formulating a reserve balance for this type of scenario? Or is it operator preference, bal...

Anthony Phillips Cash reserves held for each of your properties!
31 July 2022 | 6 replies

So I was wondering what sort of reserves everyone keeps on there properties. I know most people are saving a percentage of the rent for vacancies and cap ex. When you do get a property bought and rented are you keepin...

Qina Cai Which is most important? Credit, income or reserve?
13 December 2021 | 2 replies

I read through some of my tenant applications. I can hardly find tenants whose whole household meet all of the followings: good credit scores, stable 3 times income and reasonable reserve. I am wondering for these thr...

Julie Mogyorosi Can I cah out refinance with no reserves?
10 October 2022 | 9 replies

If I have a 4 unit worth $400k, I still owe $115k on the mortgage… can I do a cash out refinance even with no reserves in the bank? 698 credit score. I would use money from the cash out to make a reserve + buy my part...

Nathan Patterson Amount to keep in reserves after first purchase
2 January 2015 | 4 replies

I'll keep this short and sweet.  I've done some research but the ones I found were a little dated.  My question is how much money did you(should you) have in savings after purchasing your first buy and hold rental?  D...