Vince Nguyen
House hacking with a primary home
Good morning BP. I have a question on house hacking. I currently have a single family home as my primary and two investment properties. One sfh and one duplex. I want to purchase a triplex that I saw for sale. Woul...
Are there “clues” that point to phenomenal real estate investing areas? We mean the areas nobody knew about until it was too late. The neighborhoods that seem to jump in price overnight, and everyone ends up saying, “...
Bryan Loveless
HELOC using Appraised ARV - Big Fail for me
Hey BP community,I have an investment property that I bought cash, and I recently tried to do a HELOC On it with Wells Fargo in order to get my cash back out. As this was my first time trying to do this, I hit a few b...
Keith Linne
Refinancing Rules for an Apartment Building
Hi everyone!I began my real estate journey as a full-time rehabber (completed about 30 rehabs from roughly 2011-2014), and have since transitioned to full-time client work as a general contractor. In addition, I've be...
Allen Hua
Does DTI ratio consider potential rental income?
hi folks,I'm looking to purchase an investment property. When applying for the loan, does the debt-to-income ratio include the potential rental income on the property I'm trying to buy (that property is currently not ...
Linda Brent
Purchasing rentals without impacting personal borrowing power
I am a new investor interested in financing a few rental houses over the next couple of years. My husband and I have an LLC for this. My problem is that we have complicated personal real estate maneuvers to make over ...
Matt Powell
Talked to my first portfolio lender - bullet points and questions
Hi all,Had my first conversation with a portfolio lender, and thought I'd share how the conversation went and what their products look like. I'll hit the high notes of the conversation, then afterward I have a few que...
Karen Kikalo
Looking for 20% down multi family loan - does that still exist?
Hello fellow BPers,I have two multi family new builds under contract in Texas and Florida. I didn't plan on buying two properties at the same time but the building schedules due to supply chain and permit issues (so ...
The Fed has signaled something significant for mortgage rates. With inflation still rearing its head and the job market hot as ever, the Fed already has enough evidence to hold back on lowering the federal funds rate,...