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Results (8138)
Fred S. New Umbrella and Liability Insurance for 7 "1-3 unit" properties
9 August 2012 | 7 replies

Hi we have a portfolio of 4 Single Fam Houses, 2 Duplexes & 1 Triplex (7 total properties) in the Los Angeles area. The single family houses have FMVs from 250K to 750K; duplexes between 300K-380K, and triplex of...

Nathan Williams single umbrella policy to cover all investment properties
9 October 2019 | 3 replies

Hello, wife and I have been shopping for insurance policies for new rental condo.  Property manager wants to be put on a 1 million dollar liability policy.Is it possible/good idea to get lower liability insurance poli...

Brendon Little How to remain protected with multiple rental properties
30 November 2023 | 2 replies

I currently have 1 rental property in an LLC and I've always heard that you should only place 1 or maybe 2 properties per LLC. But what do you do or how do you structure it when you get 20 or more properties? That sou...

Michael M. USLI Insurance? Bad reviews online...
22 July 2020 | 2 replies

I have been shopping for an umbrella policy, and USLI has come up with more than one broker.  They will do up to a million for around $500, which seems standard.  They are the only insurer that did not make me raise m...

Anna Watkins Pro/Con? Higher Property Liability vs Commercial Umbrella Policy
3 March 2016 | 2 replies

I have several SF rental houses in metro Atlanta/Decatur & middle Tennessee, all with mortgages in my own name, and too many to include in my personal liability umbrella policy.  My insurance agent has suggested t...

Lynn Y. best way to isolate risk of each rental property
26 March 2015 | 14 replies

My question is about how to best organize many rental properties to provide best shield towards potential law suite.From this forum, I read about multiple properties (mortgage free) under one LLC; or one LLC for each...

Andres Triveno How to structure short term rental ownership
15 November 2024 | 13 replies

I own several properties primarily for short term renting in different cities (San Antonio, Tampa, Pittsburgh). They are all in my personal name (deed and mortgage) however I have an LLC that I do business with and fi...

Tyler Bolton LLC versus personal umbrella policy for Indianapolis SFH rental
12 January 2025 | 7 replies

My wife and I have owned a single family rental house in Indianapolis for 1 year and are trying to decide between an LLC versus a personal umbrella policy. We currently live in CA, but are moving to Illinois in the co...

Aaron Smith I Need to Get Umbrella Insurance for my Portfolio-Advise Please
9 January 2020 | 1 reply

Hi, I am getting ready to be up for renewal of my general umbrella policy that I have in place across all of my rental properties.  My local insurance broker I have used for this umbrella does not have options to alo...

LEONID ORLOV Purchasing an Umbrella Policy outside of your auto insurance comp
30 September 2017 | 1 reply

I have hard time to purchase an Umbrella policy. Every Umbrella insurance wants my auto insurance .. but their quote is invariable 2 times the price of my current auto-policy carrier., which does not offer an Umbrella...