Help!! 
Looking for a calculator and guidance. 
We have a property purchased 12 years ago; 40k left on mortgage; cash flow of $100/month; can sell for $160k. Should we continue to rent out, or sell and reinvest?

Hello everyone.
First time poster.
General Background
Newbie investor
No credit available (poor credit and repo due to major health issue).
Multiple tax years of returns due (nominal to no income)
Unplanned ow...

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I'm sure there are many threads about this so if someone could point me to one of them that would be great.
If i have property i can't avoid paying capital gains tax on, is it a loophole to just do a cash out refi an...