Hello Investors, I jut got to the bank for my mortgage pre-approval to see how much I am qualified for. And to my surprise as with the new rules, they do the stress test or qualify at 5.14% interest rate and looking a...

It has the lowest average mortgage payment in the country, $205.  I've been tooting that I live in the worst town in Kansas, this is sort of an example.  What are mortgage payments in your market?The cities with the h...

I have a few properties and positive cash flow. I was trying to decide if I should try to 1) focus on paying off one mortgage or 2) spread a little to each loan. I have a long term perspective on them all. I have a ...

I found this to be helpful in the beginning, hopefully you will aswell ...
acceleration clauseA clause in your mortgage which allows the lender to demand payment of the outstanding loan balance for various reasons. T...

Hi everyone, first post since joining bigger pockets. My question is about bi weekly mortgages. We are in the process of getting pre-approved for our first STR and the lender is offering a 30 year fixed rate mortgage,...

Okay, so I know much of the advice out there says to leverage your primary home to increase your capital for buying properties. I'm considering going a different direction and paying off our primary home to increase c...

Has anyone bought and used the Shred method software to pay off home mortgage quickly? How was your experience with it?

I am in the process of obtaining a HELOC on my primary, with plans to buy some rentals. I've been doing a lot of research on how to pay down the HELOC faster using it as a checking, and have some questions as things a...

Does anyone have a apartment complex with a commercial loan? I have a 5-unit with a commercial loan, and I've asked my bank for a P&I 90 day mortgage forbearance. The best they are willing to do is a 3 month inter...

When your taxes and insurance are already coming out of your mortgage, do you need to include them in the expenses on top of your mortgage payment? Seems to me that you wouldn't include them in addition to the mortgag...