Jason Mak
Replacement Reserves and Capex for Retail/Commercial Property
Does anyone have any general guidelines used to underwrite replacement reserves or capex need for a strip mall or commercial property? I've done some searching online and found a source that said 9% of NOI.
Just cur...
Ayne C.
Cap ex and repair reserves on a duplex
I'm under contract on my first multi (yay!!) and I'm setting up my accounting. Is there a number you like to set aside as cash reserves for cap ex and repairs? Is there a number per property you like to leave in the...
Josh E.
Will the Federal Reserve ever raise interest rates?
For the last year or so people have been talking about a "rising rate environment." Granted, rates were rising towards the end of last year, but the Fed has clearly reversed course on tapering.I don't believe the Fed ...
Noah McPherson
What's a safe amount of leverage and reserves?
Hey BP,
I have two questions I think would be important for me, as a real estate newb, to have a better understanding of. First, at what point would you consider a person Overleveraged? would you judge if a person i...
Steve Q.
Covid-19 Crisis - Take Forbearance or Spend Reserves?
Looking likely that many lenders are going to offer Mortgage Forbearance such as reducing payments for a few months or suspending payments for a few months. Landlords may lose some rent or need to allow delayed rent p...
Laura Verderber
How many months of reserves do you keep?
Landlords, do you keep 6 months of reserves, or an entire year in cash? Whenever I have a chunk of money, I feel like it's begging to be invested. I hate letting money sit around becoming less valuable due to inflatio...
Meagan Nicolds
REO Auction. Will it loose it's reserve price?
I am looking at buying a house that is being auctioned on XOME.COM. it currently has a reserve price that is above what I am willing to pay for it. Obviously I do not know what the reserve price is because I have not ...
Jason Malabute
operating reserves for my first deal in indy
Hi All,For my first apartment deal how much should I put aside for "operating reserves"?Operating reserves for apartments are insurance, mortgage (principal and interest), and property taxes right?So Biggerpockets sa...
Carlos Flores
Vacation Rentals - How do you handle reservations, deposits?
My daughter wants to rent a condo that's available for daily rentals, like a vacation rental or hotel. It's listed on Trip Advisor. The owner asked the deposit (50%) be mailed to reserve the unit, but had no paperwo...
Adam Bearup
Where to invest cap ex, repair, vacancy reserves?
Hello BP community,
I'm interested to learn what most investors do with the portion of rental income commonly set aside for cap ex, repair, and vacancy costs.
Does it go straight to the bank? Invested in CD's or a ...