Felicia Otoo
Best refinancing loan
I am new to real estate investing and currently own 2 condos and a three family home. I’m looking to scale my business and trying to figure out the best way to do this.Both condos were purchased in the last couple yea...
Justin Coulson
Commission transfer to down payment
Have any agents out there, who’ve purchased their own investment property ever transferred their commission to the down payment to avoid being taxed on the commission income? Also, seller is already paying my closing ...
Michaela Manco
Finance options for second home?
If I currently have an FHA loan that was used to purchase a multi family 3 years ago, and would like to buy an owner occupied single family while keeping the multi as a rental, what are my down payment requirements? I...
Kevin Phu
Good time to VA IRRRL?
I currently have a VA loan on my SFR househack for 3.625%. I'm seeing USAA and Navy Fed offering around 3.5%. Are there lower rates out there? I won't be paying any funding/origination fee due to disability so slighte...
Tony Chen
Advice on purchase to lower housing costs in NYC
Hey BiggerPockets,
I am looking for some advice on my first purchase for a primary residence to lower my housing expenses in NYC. While also being within 1 hr commute to manhattan for my W2 job, not living in an unfa...
Matt Greer
what do you consider to be good rate from a lender?
I'm new to REI and one of the things that bothers me is not knowing if I'm getting a good deal from a lender. Starting out I kind of feel like beggars can't be choosers, but at the same time I'm not here to get taken ...
Tavares L.
No Mortgage on Rental; Use Cash or HELOC for expansion?
Hi Everyone,Rookie Question here.I have mortgage-free SFH rental property in San Antonio, TX that generates $1300/month ($1000 after Exps), w/ an assessed value of $165K.Questions: Is it more beneficial to use a HELOC...
Marci Stein
Favorite auction site?
I find Hubzu and auction .com to be expensive with their reserve price. haven't won a bid from them yet. Never used Hudson and Marshall (just learned about them) .what's your experience with these sites?
Carl Lee
Structuring a Deal on a Short Sale
Hello BP Community!Since this is my first short sale, I thought I'd poll all of you for some help.Here's what we have going on: the cash I have available to me is less than the amount listed, but I believe I can move ...
Jean Sanchez
All cash transaction, can you get a credit from the seller?
Hi Everyone,Working on my first cash deal for a duplex. Are inspections it is clear that about $10,000 of pretty much mandatory improvements need to be made to bring it to code and for safety. I understand that laws w...