Charles Mention
Can I qualify for an FHA loan with 1099 work history?
My goal is to house hack within the next 2 years with an FHA loan. I've heard that in order to qualify, you have to have 2 years of work history with the same company. I've been with my current job, Instacart, for 1 y...
Jonathan Morning
Local bank says I need 20% down and more credit history
first starting out?? I called my local bank I do business with and they say I have to establish more credit and also have 20% down to get a investment loan for property is there any other avenues to go , this kinda di...
D J Burand
Do you accept folks with only "friends and family" rental history
We have been at it for about three years, and though we have mostly established our basic screening criteria, we keep running in to new situations. While I've found many references to looking for 'x' number of years ...
Kunal Pathak
Potential tenant setting up his own business and no job history
A young potential tenant (college dropout I believe in early 20s) has applied and has excellent credit score and credit check but the credit history is just a year long or so. Trying to setup the business so no W2/Tax...
Ramon E Alvarez
IMF: "credit scores could soon be based on web browsing history"
The International Monetary Fund (IMF) has published the results of research conducted into how lenders are likely to be doing their business in the future, and what new information and personal data these companies pl...
Nicole Heasley Beitenman
Do I tell my realtor I have "history" with a property?
My grandfather passed away in 2013, and his house was sold a year later. It's back on the market, and I'm touring it tomorrow with the listing agent. Hoping to find a way to buy it even though I'm unsure if I can get ...
Francis A.
Experian helps tenants build credit history when they pay on time
Increasingly, tenants are requesting that their on time rent payments be reported to the credit bureaus. In the case where a landlord isn't signed up to do so, Experian recommends that tenants sign up with any of the ...
Shaun Minton
How can landlord report payment history to 3 Major Credit agencies?
Hi there - I have rented the same home now for over two years with a perfect payment history. However, our landlord is just an individual that moved out of her place and rented it to us. She is not a business, etc. so...
Dave Aheimer
STR cash out Financing >6 months from purchase <12 month history
So. I want to get cash out of my STR and buy another STR. I paid cash (600) and I am past the 6-month window for delayed financing. The property rental history is only 2 months. I think the only solution at this point...
Daria B.
Looking at Property History (on-the-market-off-the-market-repeat)
Hi-I'm looking for duplexes, starting small...What I'm running across are for sale owned by investors that have several duplexes.So, to hone my skills, I decided to "play at the notion of buying" to use what I learned...