I've been talking to a few Mortgage Loan Brokers in my area (Inland Empire, CA) and asking them about FHA loans but most of them have been recommending a low down (3% down) conventional loan with a "higher interest ra...

I would like to find a refi method that I can use for a rental. I have $10,000 equity on a $88,000 home. I want to limit how much cash I bring. Any ideas

I've been thinking about my long-term position on some of my rentals and foresee a problem coming in a few years.

Two of the mortgages on my rentals are ARMs and will be resetting in a few years. The current rate ...

Hi!  I'm looking for recommendations for lenders currently doing delayed financing loans. (I purchased a rental property in Nov. with cash and would like to take the cash out and purchase another home). If you have re...

HelloI am looking forward to buy a property and in the closing status. I am self employed and the income reported on the taxes does not allow me to qualify for a conventional financing. I am pursuing "bank statement l...

Hi All, I recently refinanced my primary and looking back, I should have taken some cash out while doing so (the refinance closed at 2.625% just over 2 months ago). I've been thinking about taking out a home equity lo...

My bank, Schools First FCU says I can do 3% down on a $650k SFH or 5% on a $750k SFH, but if they see that the home is actually a Duplex then they force the Down Payment to be 15% even if I can qualify for 3% Down wit...

Hey BP,I'm looking for funds to finish my rehab project and someone told me about Sprout Financial unsecured line credit? Are they legit? Has anyone used them? I'm skeptical because of there up front consulting fee of...

A client is interested in buying a multifamily property with 80% seller financing.  The property has no mortgage on it.  Who has completed a sale with seller financing?  With no mortgages and no bank involved, are ter...

does adding inquiries to increase credit limit in order to lower DTI during underwriting mess up the whole loan?