Michael Hoover
Better Lending Options? Am I settling for bad Rates? Morg # 13 Sing. Fam.
New to BiggerPockets and GRATEFUL for the knowledge! I am finishing up on a BRRR and looking for funding. I have 12 Self remodeled SF homes completed in the past 2.5 years and loans in place with the following rate...
Jason Crowe
When the market gets volatile with rates do lenders start closing off loan options?
Particulary refinance available options, given the rates are increasing in the past do refinance options start getting tight to the point that refinance percentages for rentals are significantly reduced? Should this ...
Afrothiti Manolis
FHA Loans APR—Have the option to lock down a rate in the next 60d
Hey all!In the next 60 days, I need to lock down my FHA loan. Right now, I have a quoted 2.75% but want to know opinions... does anyone think this will spike? Or perhaps will it continue to drop? I’d love to know thou...
Joel Hollingsworth
Questions for the Sevier County cabin rental cabal
Hello world! First post on BP. Be nice.First, a quick note about me. I'm a formerly-retired lawyer (UT-Knoxville law school) who is now practicing again primarily for the purpose of rebuilding an investment stash I lo...
When should you refinance your mortgage? Is now the time since interest rates have finally fallen? Or will refinancing down to today’s rates not be worth it when, six months from now, interest rates could be substanti...
Mortgage rates were supposed to be going down by now, but what happened? Even in late 2023, many housing market experts predicted that we’d be seeing high to mid six percent mortgage rates at this point and hovering a...
Should you keep, refinance, or sell your rental property? If you’re sitting on a low mortgage rate and plenty of equity, you’ve probably asked yourself this once or twice within the past year. Most people who bought a...
Yes, there are STILL rental property mortgages with low interest rates AND low money down, even in 2023. These investment property loans are unknown to most real estate investors simply because they don’t know where t...
When it comes to pulling the trigger on a rental property, what we have is a "paradox of choice." So. Many. Options. It's easy to suffer from Fear of Missing Out, and it's even easier to get overwhelmed by the vast ar...
Hong Yang
15 years at 7.5% or 30 years at 8.0%? Which one is better?
So I'm trying to figure out the best return from these two mortgage options. Option A is 15 years at 7.5% and Option B is 30 years at 8.0%. Assuming that your monthly cashflow can cover either option, which option lea...