I have an investment property that is almost ready for a cashout ReFi. However, my wife and I would like to move to a new house sometime this summer. We're trying to figure out if an additional mortgage would hurt our...
If you took out a small biz credit card with 0% interest for 12 month in order to buy things for a start up and floated the balance until you start making income to pay it off does it hurt your credit rating?
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Hello,I'm in a position where I have low debt because I have high utilization from my student loans that I am trying to catch up payments on. My question is if my strategy is to buy and hold where would my credit matt...
Hello BP family,Would having mortgage company provide you another pre-approval letter within 10 days hurt your credit? Some background:we were about to put in an offer for a duplex 5 days ago and had asked our mortgag...
A couple of random questions.
When a new banker pulls your credit, does it actually show the amount in the Checking and Savings accounts? I have a few (old accounts a couple hundred bucks) accounts with zero activity...
After speaking with my local bank, I am able to qualify for a $25k personal line of credit at a 13% adjustable rate. Has anyone had experience using a personal line of credit when creatively financing deals? My thinki...
Hi guys just curious on what you guys did to increase you credit score? What steps did you take and where is it now? Thank you
Hello everyoneI will lay out my current situation and hopefully get some experts to advice on how to go about things.I bought my primary residence home in June 2021 (new construction home) and building and closing won...
We're hoping to get some bank financing in the next 2-6 months. I'm trying to crank up our scores as much as possible and am wondering if anyone has any tricks for overcoming the piece of junk scoring models used by t...
i took a class with Richdad poor dad a while ago and the guy said that you want to have as many credit cards as you can get. i have heard that having too many credit cards hurt your score.so my question to you is, wh...