CJ M.
DSCR coverage calculation?
This may have already been covered in another post already (my apologies if so), but from my experience, the DSCR calculation is a bit taboo with some lenders. Many calculate annual expenses differently (personal and ...
Tony Roush
Umbrella Insurance Coverage
I'm shopping for Umbrella Coverage as my rates are being increased again. Any suggestions. I have four SFR's in Orlando currently.
Sway Tseng
Insurance provider coverage
Who do you use for insurance carrier when house hacking? Do you carry separate Rental Dwelling Policy? Which carrier do you used for Commercial Umbrella Policy? Thanks in advanced.
Cameron Moore
Insurance Coverage Basics
First, there are 2 types of Valuations in insurance; RCV (replacement cost value) and ACV (actual cash value). RCV is almost guaranteed to replace your home back at the standard it was before it had a major loss. ACV ...
Steve Kirsch
Umbrella Insurance coverage
Hello BP'ers, Regarding obtaining an Umbrella Insurance Policy for liability protection for both personal and professional assets, is there a rule of thumb on the coverage amount based on total asset worth?Thank you S...
Brian Olson
Dwelling Coverage Amount
I Have been going out to bid on my homeowner's insurance policies and I have found a lot of variation in what companies recommend for the Dwelling portion of coverage. Ranges have been 170 dollars sq. ft. to around 3...
Maria Tarakji
Home Insurance Coverage
Hello,
I'm about to purchase my first property and I'm shopping for home insurance.
I got so many different quotes and I'm not sure how much I want my dwelling coverage to be, what's the recommended value for it? A...
James Thomas
HOI - Adequate Coverage?
BLUF: Is the below Homeowners Insurance (HOI) coverage adequate for a $700,000 personal home with an attached one (1) bedroom multi-generational unit (aka: mother in-law suite)? Coverage F Medical seems low...
BACK...
Shardae Young
Insurance Coverage Help!!!
HI! So I purchased my first property, a 4 unit building in the west suburbs of Illinois, this summer. I was initially quoted $1750 per year for insurance coverage from a local company. Then the inspector comes out an...
Laura B.
Flip Insurance Coverage
I'm closing on my first property (YAY!) in a couple of weeks, and working on setting up insurance. The insurance provider that I have my personal home and auto insurance under (State Farm) quoted me for a Rental Dwell...