Christian Scully
Seeking HELOC over 80% LTV. Elements, PenFed, Signature FCU?
Does anyone have any experience with a HELOC using PenFed, Signature FCU or Elements Financial? These were the most legitimate lenders I have been able to find that will go above 80% LTV at a decent rate, Prime + 1. P...
Steven Lewis
How to Handle Cash Flow After Reserves Are Met
Hello Everyone!My question is pretty start forward. I am currently getting our former primary residence ready to become our first rental and am working through some strategies. I also subscribe to the 50% rule for exp...
Anthony Phillips
Cash reserves held for each of your properties!
So I was wondering what sort of reserves everyone keeps on there properties. I know most people are saving a percentage of the rent for vacancies and cap ex. When you do get a property bought and rented are you keepin...
Derek DeLong
Stretch Budget or Keep Money in Reserves
Hello BiggerPockets, first post here. I've been listening to the podcasts for almost a year now. As I just moved to the Knoxville location, I am looking to buy a house hack. Is it better to buy in the best neighbor...
Ken Eck
Cash-out refiance on a VA-loan with a Second-tier entitlement
I currently own two homes, my primary residence in Texas and a rental property in Colorado which holds roughly 70k in equity. Both are financed with VA Loans. I purchased the Colorado home back in 2014, which was used...
Account Closed
Conventional owner occupied to investment
I and my fiancé took out a conventional 25% down loan with primary resident. Closing on feb 16. We are moving in next week. I found another deal where I really want to do FHA with. How long do I have to wait to safely...
Kendra Howard
FHA loan question
My husband and I bought our home 18 months ago using a conventional loan before we started thinking about investing in real estate. We are now considering using an FHA loan to buy another house and doing a live-in fli...
Helena Goyvaerts
BRRRR - Experiences with the refinancing part for non US-citizens?
Hi guys, We're landlords here in Belgium, but are planning on investing in our first BRRRR in Detroit soon. For the refinancing part, we're wondering if someone has experience with loans for non-US citizens? What are ...
Melissa Coombes
Keeping California condo as rental vrs selling when moving away
Family member is relocating out of California for a job opportunity. Owns a condo in Valencia, Ca. Bought for low 200’s in 2013. Current value is ~340k. I have been looking into jumping into real estate investing for ...
Victor McGlothurn
New Investor Goals..
Okay so a part of me feels like I'm overthinking what it takes to succeed as a real estate investor. So any help would be appreciated. Here's my situation:
I purchased my current primary residence in 2020 (Still res...