Tyler D.
How do RCV and ACV insurance policies work in this situation?
I'm In the process of insuring my first property. I found a company that is willing to do ACV (Actual Cash Value) or RCV (Replacement Cost Value) insurance and will give me quotes based on a calculator where I can inp...
Matthew Banks
Property Insurance - deductible level, ways to reduce premium, student tenant policy
Hey, we own/manage a handful of rental properties. We have a very low deductible ($1k) and I'm wondering what the norm is/should be for a rental? We could likely get by with something far higher ($5-10k) and I imagine...
Darek J.
What to look for in Insurance Policy to ensure Landlord coverage?
Hello all, I am reviewing my insurance policy and I am curious what I should be looking for to ensure that it is the proper coverage for a rental property. I have a duplex which I live in one unit and rent the other....
Erez Shocher
What's the best insurance policy as I grow my rentals portfolio?
Hi everyone,I started investing in rental properties through my LLC in 2015 and I currently have 6 rentals (10 units altogether as some are doubles). I'm working with a local insurance agent and I insured each propert...
Bryan Hancock
Tax Advantages For Whole Life Insurance Policies For Those With Payroll
In a separate thread there was a discussion of using whole life insurance to shield income from taxation for business owners with a payroll. My understanding is that this technique is used so that the owner with payr...
Ivan Oberon
Installment #9 Insurance Issues for The Real Estate Investor - Umbrella Policies
Installment #9 Insurance Issues For The Real Estate InvestorUmbrella Policies- Avoid the pitfall of assuming they are a panacea. I've seen topics posted with a title of "Umbrella Policy or LLC" on various forums.It sh...
Tiffany Perry
How to handle insurance company non-renewal of rental unit policy
I own a duplex with tenants. I received a notice from my rental property insurance carrier that they will not renew my insurance policy covering my rental unit. I want to keep my insurance carrier. If you have been ab...
Cindy Joseph
Landlords vs homeowners insurance
I am looking out to rent out half a duplex. I am living in the other half. Currently located in Indiatlantic FL. Given the age of the home and proximity to the water, the landlord’s insurance we qualify for is not tha...
Jin Zhang
Should landlord be added as additional insured?
Hi everyone, I am researching about renter insurance and if landlord should be added as additional insured or additional interested. Most articles do not say about if this is a bad idea or not. And it seems to be fine...
Chris Sweeney
Insurance question about office tenant
I have 4-unit property that has a spare room we rent out as an office. The current tenant is a videographer and doesn't have any visiting clients (minimal liability). A new prospective tenant, a therapist, would have ...