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Results (10000)
Christian Roberts How to remove seller's mortgage from DTI on a subject to deal
1 July 2024 | 22 replies

Hey BP family! 
I want to use creative financing on my next deal. A common objection I hear when speaking to sellers is that they'd love to sell to me subject to but it will affect their DTI when they go to buy a new...

Andrew Brady Partnering on a flip
24 August 2020 | 2 replies

How would you structure a partnership, where one partner is putting up the money, and time, and the other is just basically acting as a co-signer?I was all set to close on my first deal, and the issue of debt to incom...

Jay Ben How to buy a building with bad debt
6 November 2022 | 3 replies

I found a 100 unit deal at a cheap price per door but when I saw the T 12 the bad debt gets larger every single month… The last month the bad debt was 25% of the income. What would you do in that situation in today’s ...

Mansi Kothari Help me analyze this deal in Brooklyn, NY
18 June 2018 | 10 replies

Hello there, I would appreciate some extra eyes on this deal. I've run it a few ways and would like to better understand if this deal makes sense in a market like Brooklyn. Welcome your thoughts and suggestions. Thank...

Amol K. Timing of next property for interest deduction
17 November 2020 | 1 reply

I understand that if I do a cash-out refinance on an investment property (Property A), and use the extra funds as down-payment for my next property (Property B), then I can deduct the interest paid on the cashed-out f...

Jeffrey Mcintyre Transitioning from Bridge loan to Traditional (commercial)
18 November 2018 | 6 replies

Hello BP members,* tried searching BP for a definitive answer and couldn't find one** I need some help understanding the process of moving from Bridge-loan to Traditional-loans*  I'm practicing running proForma-charts...

Charles Schmidt Partnership Question - How much of the payment affects your DTI?
7 July 2022 | 5 replies

Say I buy an investment property tomorrow with a partner and we split the down payment and equity 75/25 (75% him, 25% me), and the total monthly payment is $1,000. If I go to buy a new house hack property next year an...

Samantha Miller Pondering the DTI Ratio...thoughts?
2 October 2018 | 4 replies

Just a thought, and curious as to others' thoughts on this as well...I've been thinking about the DTI (debt-to-income) ratio used in lending decisions. For those unfamiliar, lenders typically will not lend to a borrow...

Phil Shelton (refinance) hard money lender vs conviental for investment 30 year fixed
2 February 2023 | 15 replies

do you guys think that the rates that hard money lenders that provide rental loans are so close to what conviental banks offer that HML are easier to refinance with? 

Chase Gottschalk Young Navy Dentist looking to start investing
18 September 2019 | 5 replies

My wife and I are are two recent dental school graduates. My wife works in Brookfield and I work at the Naval Base at Great Lakes. Together we carry about $350,000 of student debt. Now that we finally have paychecks r...