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Results (10000)
Joseph Reh If 100% disabled, do I need a job to take out a VA home loan?
16 October 2019 | 10 replies

Hello, my name is Joseph Reh, I'm sure there are posts regarding this topic, but I haven't really been able to find it. My question is, If I'm a fully disabled veteran, do I need a job to take out a VA home loan? I've...

Ethan Hansen First home with mother in law or duplex to help offset mortgage
11 October 2020 | 5 replies

My wife and I are looking to buy our first home. We're looking to buy something with a basement or mother in law apartment or just a duplex to help offset the mortgage payments. Based on my research, I think we will n...

Daniel Highsmith Listsource Criteria
19 September 2016 | 9 replies

I need some help building my direct mail list. Just got an account with Listsource.com and i'm trying to get a list of absentee owners in my farm area (a single city). Here is the criteria. Any opinions would be great...

Joe Edwards-Hoff DTI and rental income
30 December 2011 | 7 replies

Hello all,

I have a pretty simple question. If I own a single home, and would like to move into another and rent the one I am in, is there any way to count the future rental income on my DTI? Or will that only work w...

Rick Roach Rent or Own while investing?
28 November 2017 | 8 replies

I am currently renting and considering buying a primary residence. If I buy my personal liabilities go up and so does my DTI. Do underwriters favor someone who is renting when loaning on investment properties? In othe...

Dustin Palls FHA OwnerOcc 4-plex - Purchase from my LLC???
8 August 2016 | 10 replies

Hello All,I currently own and rent nine properties, 3 of which are financed (conventional), 6 of which are paid for. I have found a lender that will allow me to do a cash-our refi on the 6 and hold title to all 6, but...

Elliot Cash Cash-out refinance loan
27 August 2018 | 4 replies

If you buy a house in cash or do the BRRRR strategy, does the cash out refinance count against the 10 conventional loan limit?

Tim Miller Loan in Spouse's name affecting my DTI
4 November 2021 | 3 replies

Hey all,We refinanced our home and placed the mortgage solely in my wife's name. I am joint owner of the property, but she is the only one on the mortgage. I went to finance a rental, and the bank informed me that the...

Joe Brooks USDA Loan and Rental Income
2 January 2021 | 0 replies

I’ve been researching how USDA Guaranteed Loans calculate the buyer’s rental income from a prior property. From what I have read, they take the rental profit/loss. If you are profiting, that is added to your income an...

Nick Leamon How Does DTI work within an LLC
25 November 2015 | 7 replies

Hey there BP Nation,I have scoured the forums for an answer to this question, and I have left more confused than when I started.How does DTI ratio work when you own some homes under your name and some in an LLC?My sit...