![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1627118/small_1621514282-avatar-nicholasb254.jpg?twic=v1/output=image&v=2)
Hello there, I am new to the Bigger Pockets Community and real estate investing in general but I am eager to learn! One of the first things I am curious about is how important is finishing a college degree in order to...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/112419/small_1621417518-avatar-fskcramer.jpg?twic=v1/output=image&v=2)
To borrow or not to borrow, debt free is the way to be etc etc etc. The way I see this is a risk vs reward. How do you decide though where the risk is to great or the reward to little? How do you decide to purchase a ...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/654508/small_1621494782-avatar-robertocarlos.jpg?twic=v1/output=image&v=2)
What does the BP community think about 1st lien HELOCs as a way to free up equity in your primary home for investment purposes? If anyone has gone through the process, can you give any advice as to whether you recomme...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/5343/small_1621347386-avatar-travise1.jpg?twic=v1/output=image&v=2)
First off I hope this is the correct sub forum (BP is over loaded with sub forums)
I am wondering how many BP members live solely off of their real estate. By this I mean a person who doesn't have a job and isn't l...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/192533/small_1621432234-avatar-jessicageisler.jpg?twic=v1/output=image&v=2)
I've seen many times the advice given to find "investor friendly" realtors to help you find properties. I have two that I'm currently working with in two different counties, both investors themselves. The way it has b...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/713531/small_1621495922-avatar-davidc381.jpg?twic=v1/output=image&v=2)
I invested in a property in property in San Diego in 2015, whose numbers were indicating it was going to be cashflow negative by a couple hundred dollars per month. I was a little surprised at the near universal advic...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/448340/small_1695359425-avatar-davidf75.jpg?twic=v1/output=image&v=2)
I got a lot of value from Michael L's ongoing post about his experience with Elite in Chicago, so I thought I'd replicate that for others. https://www.biggerpockets.com/forums/223/topics/16...I live in Southern Califo...