Michael Gibek
Positive cash flow residential rental mortgage - pay off or refi?
I’m trying to see if I can optimize our financial situation with respect to our rental property that has been cash flow positive since put into service back in 2014. Any recommendations or suggestions are welcome.We f...
Brett C.
Help with Buying a Portfolio via Seller Financing
Team I'm looking for help on putting together a deal with 3 multi family properties. The seller and I are a very good match for eachother and have discussed a deal where I would acquire all 3 properties and seller fi...
Rafael Carvajal Jr
Strategy to Purchase a 9-Unit Building
Seeking advice on purchasing a 9-unit building! Interested in strategies, financing options, and any valuable insights from those experienced in real estate. Your input is greatly appreciated!
Annette Barnett
Looking for DSCR loan (6.75% or lower) for Atlanta, Nashville or Indianapolis
Any recommendations? My plan is to purchase 3 to 4 new construction single family homes or 3 to 4 new construction townhomes, ideally in the Atlanta area. They may end up being under an HOA. I'm selling a property ...
Peter G.
First Mortgage on a Rental I Have a Few Questions
There are quite a few options out there like 10, 15, and 30 years. I will be using the income from other rentals to pay for this one. My question is is it wise to go for the shorter mortgage then refinance or the long...
Reuben Mathews
First time buyer looking to avoid PMI
Hi everyone! This is my first post on BiggerPockets and I wanted to know whether there are certain lender programs that give deals for 1st time buyers to avoid PMI. Specifically, I would like to know if there are an...
Budhadipta Dan
ADU rental on primary residence — depreciation question
I m debating whether it would make sense to build an ADU on the backyard of our current SFH property in South Bay Area (San Jose). Had a few questions: - I understand that mortgage interest, prop taxes, insurance, and...
John Hicks
Should I try and consolidate 3 mortgages with a portfolio lender?
Esteemed REI's,
I wanted to get some opinions on my current mortgage situation and see if there is an option that will possibly lower my interest rate and payment on 3 long term rentals I have. I hear a lot a...
Matt W.
Fixed or Variable - Tools to help calculate?
Does anyone have a formula they use when determining what type of loan to take? I understand much of the loan savings and interest rate calculations are conjecture, but given our current political climate, fed policy,...
Tyriq Royal
Choosing between lenders
Hello,I’m between lenders and they both sent me back my appraisal. Lender one: fully approved & rate locked in.Lender two: Conditionally approved and my rate is locked.Lender two’s appraisal is 5k less than lender...