I am 18 with no credit score. My dad is against me getting a credit card knowing the high interest rates it can cause. Is there a way to build your credit score without a credit card? The reason why I want a good cred...
Hello!We are in the process of screening new tenants for our rental property. I am beginning to wonder if there are renters out there who do NOT have things in collections?? To me, having accounts in collections shows...
Good afternoon BP family,
Home Depot offers a 24 month 0% financing card, but it is only available to “consumers”. I have a project within my real estate business/llc that will cost around $20K that this card would ...
Hello there,
We are a new LLC, and I was just trying to find some insight as to how to start to build business credit? Obviously, we are not going to go and get approved for a substantial amount right off the bat, bu...
So I bought my first rental in Kalamazoo, MI. It's a SFR which I will be living in one room and subleasing the rest of the rooms. Tenants/roommates will be paying my mortgage and I will still have an extra $200 left o...
Hi BP!
I need help as to know whether or not it is normal for a landlord to ask a new tenant for their bank info (bank name, branch address, account number). The landlord is willing to accept post dated checks, ther...
http://www.experian.com/rentbureau/renter-credit.html
Rent payments can now be part of a tenants credit report. Not just late payments or judgments.
This could be another tool to get tenants to pay on time or help...
I currently have an investment property with 4% 30 yr fixed. With 75% LTV, I can get around 65K cash out from it. When i look to refinance, I see that for cash out the rates are slightly higher. At 4.5% I get huge cre...
I see a lot of posts about where to go for loans for commercial properties and questions about having too many mortgages and lots of people with questionable credit but good experience, lots of capital, etc...My quest...
Hello all,
I am fairly new to the Bigger Pockets community. I am looking to purchase my first property with my boyfriend and partner, Michael, in the next few months. Ideally we would like to get the loan together an...