![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1791531/small_1634062224-avatar-aliciam75.jpg?twic=v1/output=image&v=2)
Welcome to our question of the week!
We know there are lots of reasons to structure your business. With different goals and objectives it can be hard to decide what might be best. If you haven't seen our new polling ...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/100408/small_1621417051-avatar-ruascott.jpg?twic=v1/output=image&v=2)
On a PRIMARY residence....what is the highest ltv heloc available in the market? Is anyone finding 95%LTV? I've seen several 90 from credit unions, but nothing concrete about 95. Back in the prior crash days, it was e...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/39221/small_1621390951-avatar-marcusm.jpg?twic=v1/output=image&v=2)
I have a pending deal set up and need info. I am knowledgeable in negotiating and closing short sales but in this case I am not sure about negotiating the deal as I am the buyer. The seller and I have already agreed t...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/454275/small_1621477371-avatar-anthonyc67.jpg?twic=v1/output=image&v=2)
I am looking to kick off my real estate journey soon and I need all the help and support I can get! I hope to connect with experienced people who can help me avoid the pitfalls that new investors might run into. I am ...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1090075/small_1621508714-avatar-ramiror10.jpg?twic=v1/output=image&v=2)
In the screening process of prospective tenants and iv come across a family who has low credit scores but make above 3xs rental income. Previous landlords have all come back and said they have never missed any payment...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/145635/small_1621419325-avatar-mtm_climber.jpg?twic=v1/output=image&v=2)
Lose Your Competitive Edge With Debt
The more debt you have, the larger the loan on the property, the less competitive you are.
Is your goal to have as little money tied up in an investment property as possible? He ...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/96473/small_1621416841-avatar-nonbankloans.jpg?twic=v1/output=image&v=2)
With the exception of community banks and credit unions, most would agree that banks still aren’t lending. “Hogwash!” some of you bankers who are reading this will probably say.
As a follow up to a post I did nearly...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1134188/small_1621509395-avatar-brandens3.jpg?twic=v1/output=image&v=2)
I reached out to a lender and I was told I had to have capital of my own. I thought you didn’t have to have capital? He told me any lender is going to require me to have capital. He basically told me to save up some m...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/22471/small_1621361890-avatar-venomousviper.jpg?twic=v1/output=image&v=2)
I was asked deep in a buried thread to answer a couple questions about my reply in a recent post. here is the start.
I post a lot about parallel programs. There is a reason I do that. It is the best of both worlds...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1634166/small_1621514337-avatar-robinm77.jpg?twic=v1/output=image&v=2)
Good Morning BPRecently, I halted my first multi property investment in fear of the uncertainty brought on by the virus. Although, it was a tough decision, I feel there will be a better opportunity to come. I’m not su...