![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1573904/small_1621513807-avatar-carlosp130.jpg?twic=v1/output=image&v=2)
so based on these recent huge tech layoffs in CA, there's structural job changes that due to Fed Interest Rate, tech company can not longer operating in sustainable fashion in CA, so they have to move operation. Eithe...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/844396/small_1634776892-avatar-evan_q.jpg?twic=v1/output=image&v=2)
This question is one I pose to anyone who has an opinion on the topic. Obviously we're all here because we like something about the idea of REI and passive income. As the process goes, we find a "good deal" in some ar...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/18531/small_1646382422-avatar-waifungilism.jpg?twic=v1/output=image&v=2)
Has anybody used a IBC, CFB, or BOY policy to purchase real estate and use the returns to pay back the policy at higher interest rates than the policy charges? If so, what are the pros and cons? What are your thoughts...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/877216/small_1621504840-avatar-henryl50.jpg?twic=v1/output=image&v=2)
I have a half sleeve shoulder to elbow and was considering making it into a full sleeve. Curious BP members opinion on this? I am a top realtor in my market (18 million in 18/19) and focus exclusively on 2-4 unit prop...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/624623/small_1621494059-avatar-scottrgrahamii.jpg?twic=v1/output=image&v=2)
Hi BP! My name is Scott and I am just starting out my real estate investing venture this year. I find it to be imperative for all investors to look back on their past and understand how their formal educations have he...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/296232/small_1621442442-avatar-ddl.jpg?twic=v1/output=image&v=2)
Hi to all investors out there, hope you have any advise or resource to help me out.About 3 weeks ago I paid about $41,000 to a real estate investing company. After I have paid, their attitude and responsibility promis...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/734895/small_1621496360-avatar-scott_choppin.jpg?twic=v1/output=image&v=2)
Hi EveryoneAfter reading through many excellent posts, include the "Diary of a New Construction Project" by @J Scott and @Joshua Dorkin, I thought I might add our voice here on BP. I am proposing to track the entire l...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/86137/small_1621416232-avatar-thepiperdown.jpg?twic=v1/output=image&v=2)
Dear Pocketers,
How do you harden / bullet-proof your rentals?
While I've never had anyone utterly trash a rental of mine, I've seen the damage they can do first hand (typically when buying the rental and seeing ...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1648619/small_1643489101-avatar-tomj124.jpg?twic=v1/output=image&v=2)
I’ve recently come across the concept of “personal banking” through “overfunding” whole life insurance policies and leveraging the cash value to buy assets.In theory it sounds like a can’t loose situation. You have a...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/7876/small_1621348285-avatar-reiskills.jpg?twic=v1/output=image&v=2)
Read Ch 4735Get a lawyerGet licensed and do wholesaling in OH02 July 2014http://www.com.ohio.gov/documents/Fall10REdiscipline.pdfLYNETTE S. MALY, Twinsburg, Ohio, was found by the Commission to have violated RevisedCo...