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Results (10000)
Connie Chang Assumable Loans - Lender Declining?
4 April 2024 | 3 replies

Just out of curiosity - has anyone heard of lenders declining new borrowers for assumable loans, even with strong qualifications? Interested in a property in which agent is saying lender is not approving any borrowers...

Matthew Crivelli Brace Yourself! DSCR Loan Rates Are Through The Roof!
22 March 2022 | 2 replies

I've been beating this drum for a while now and it looks like we made it. The rates on 30Y fixed DSCR loan products are now starting close to 6.5% - 7% and we are being told to brace for more increases. Many refinance...

Jordan Archer What's the market standard for calculating the cap rate?
11 September 2019 | 17 replies

What is the market standard for determining a property's Cap rate and NOI? Do you get a professional appraiser or is it just as off the cuff as it appears to be on Loopnet?Are their certain expense items you can leave...

Robert Rutledge DSCR Lender Suggestions?
4 January 2024 | 12 replies

I've been in touch with a lender for a DSCR cash out throughout the rehab process on a purchase through an LLC.We are now ready to move forward, but the terms have now changed.Before proceeding, I wanted to check in o...

JM Payne HELOC vs Mortgage with new tax changes
24 May 2019 | 2 replies

Hello all, I have a sfr rental owned in a passthrough... looking to pull equity to buy more. With tax changes, am I better off with a rez HELOC, or just taking out a mortgage and letting tenants pay it off, and why?Ty!

James Masotti How should you plan for interest rate increases when investing?
6 March 2017 | 1 reply

I'm curious to get the perspective of more seasoned investors who have been around during interest rate increases and decreases before. With the prime rate having been increased in December for the second time in only...

Jake Booher Tenants Pay Utilities
22 January 2020 | 13 replies

I am looking to offer on a multi family property. Currently the owner pays electric for each unit (10 total). Each unit is separately metered and I would like to get them to pay for electric themselves. Looking for ad...

Russell Brazil Fannie/Freddie 7% Mortgage Bond Limit
30 March 2021 | 21 replies

A lot of people have been talking about this new limit, without much perspective on the issue. The issue is that the GSE's, Fannie/Freddie are going to limit the number of 2nd homes and investor loans that get rolled ...

James Wesley BRRRR calculator error???
22 August 2019 | 1 reply

I have a report on a 4-plex that I am interested in, but the cashflow amount doesn't change when I change the amount that I am putting down on the purchase. I even swung the down payment rate wildly from 50% to 3% and...

Abner Sanchez Mortgage or Bank for a first time HOME BUYER
4 February 2023 | 4 replies

So right now I am a bit in a predicament because I don't know whether to choose a mortgage lender or a bank for a home loan. The reason why I'm leaning towards going with Chase bank for a home loan is because they all...